$664,900
↓ $14,100 from $679,000
Est. payment $2,944/moCalculate yours
450 Ludgard Street, Huron-Kinloss, ON N0G 2H0
Lucknow, Huron-Kinloss, ON N0G 2H0
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage Exchange Realty Co. MLS® X13812924
About this home
Welcome to 450 Ludgard Street in Lucknow! This beautifully renovated and expanded bungalow offers just over 1,800 sq. ft. of finished living space, featuring 4 bedrooms, 2 bathrooms and an impressive 0.8-acre property backing onto Dickie’s Creek. Set on four lots, this spacious property offers plenty of room for families, entertaining, hobbies and outdoor enjoyment.A major renovation and approximately 600 sq. ft. addition completed in 2019 added two bedrooms, a second bathroom and an extended living room, along with extensive updates throughout. Improvements include new flooring, windows, lighting, siding, insulation, roof shingles, interior paint and trim, and a new back entrance door. The home features natural gas forced-air heating (new furnace in 2023) with ductwork and central air conditioning, converted to natural gas in 2023.The kitchen was beautifully renovated in 2025 with custom-built solid wood cabinetry, new sink and appliances, creating a stylish and functional space for everyday living.Outside, enjoy the welcoming covered porch with stamped concrete and a spacious backyard complete with a 21′ above-ground pool and 15′ x 25′ cedar deck, installed in 2021. The pool features a newer pump (2024) and filter (2023).For storage and hobbies, the property includes a substantial 20′ x 25′ detached shed with steel exterior, steel roof and storage loft, plus a 10′ x 10′ garden shed, also with steel exterior and roof. The stone-dust laneway provides convenient access. With extensive updates, generous living space and a beautiful creekside setting, 450 Ludgard Street offers a wonderful opportunity to enjoy country-style living while remaining close to the amenities of Lucknow.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space, Half
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete, Slab
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 276.54 x 263 Feet
- Parking
- None garage · 8 total
- Zoning
- R1
Financial
- Property Taxes
- $3,586 (2026)
Location
- Neighbourhood
- Lucknow
- Cross Street
- Ludgard St. and Havelock St.
- Direction Faces
- South
Listing
- MLS® Number
- X13812924
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- End of November
- Listed By
- Royal LePage Exchange Realty Co.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
- Air Exchanger
- Carpet Free
- ERV/HRV
Property
- Place Of Worship
- School Bus Route
- School
- Rec./Commun.Centre
- Library
Pool
- Above Ground
- Included
- Fridge, Stove, Dishwasher, Microwave, Ceiling Fans, Light Fixtures, Window Covernings, Water Heater Owned, Pool, All Pool Equipment
- Excluded
- Washer, Dryer, All TVs , TV Mounts, Live Edge Shelf in Dining Room, Door Bell
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,944 per month
- Principal and interest
- $2,944
- Property tax
- $299
- Condo fees
- $0
- Estimated monthly cost
- $3,243
Your mortgage
- Mortgage amount
- $531,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $351,290
Cash to close
- Down payment
- $132,980
- Land transfer tax
- $9,773
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $142,753
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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