$318,000
Est. payment $1,408/moCalculate yours
454 Centre Street S 402, Oshawa, ON L1H 4C2
Central, Oshawa, ON L1H 4C2
- 2 Beds
- 1 Baths
- 1 Garage
- 900 Sq Ft
Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY MLS® E13873876
About this home
Welcome to this spacious 2-bedroom condo in Oshawa right off of hwy 401. Offering just under 1000 sqft., this well-laid-out suite features a bright living and dining area with walkout to a large open balcony, and an eat-in kitchen. This condo is 2 storeys and features two generously sized bedrooms, and a full 4-piece bathroom on a separate floor. Enjoy the convenience of ensuite laundry, an owned ensuite locker, and 1 underground parking space. Maintenance fees include heat, hydro, water, common elements, and parking. Building amenities include a sauna and security system, with pets permitted. Conveniently located close to transportation, Highway 401, shopping, everyday amenities, and downtown Oshawa. A great opportunity for first-time buyers, downsizers, or investors.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 900 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Brick
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $1,692 (2025)
- Condo Fee
- $850/mo
- Fee Includes
- Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Central
- Cross Street
- Simcoe/Mill
Listing
- MLS® Number
- E13873876
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- 30-60 Days
- Listed By
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
Features
Interior
- None
- Included
- Fridge, Stove, Washer, Dryer, All Elfs
- Excluded
- Tenants Belongings
Mortgage calculator
Estimated mortgage payment
$1,408 per month
- Principal and interest
- $1,408
- Property tax
- $141
- Condo fees
- $850
- Estimated monthly cost
- $2,399
Your mortgage
- Mortgage amount
- $254,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $168,011
Cash to close
- Down payment
- $63,600
- Land transfer tax
- $3,245
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $66,845
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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