Gurvinder Nokwal REALTOR®
For Sale Detached 41 days on market

$699,900

Est. payment $3,099/moCalculate yours

456 Old Surrey Lane, Kawartha Lakes, ON K0M 1A0

Verulam, Kawartha Lakes, ON K0M 1A0

  • 2 Beds
  • 2 Baths
  • 3 Garage
  • 700 Sq Ft
Map

Listing courtesy of EASY LIST REALTY LTD. MLS® X13751036

About this home

Visit the REALTOR website for further information about this Listing. Welcome to Victoria Place, one of Kawartha’s most desirable waterfront communities, boasting over a mile and a half of shoreline on Pigeon Lake. This brick bungalow has a walkout basement and is move in ready. Features 2 bedrooms and two bathrooms with the possibility of a third bedroom downstairs. A modern kitchen with stainless appliances awaits and includes a walkout to the rear deck. Perfect for entertaining, relaxing or enjoying summer barbecues. Pocket views of the lake and amazing Kawartha sunrise’s never get old. Bright and spacious open concept living and dining rooms, make gathering and quiet times enjoyable. The lower level is bright and dry with a family room that has a gas fireplace and relaxing views accessible from the walkout. A bright laundry room with outdoor access if you prefer to hang to dry. There is interior access to the garage from the basement, abundant storage and a dedicated furnace and utility room with a small workshop. Energy efficient forced air propane furnace (natural gas at the road), with central air/whole house heat pump and enclosed ductwork. Newer owned water heater and water softener. Enjoy time at the lake with your own dock and docking space located in the middle harbour. Victoria Place has some great amenities including 2 sandy beaches, a dog beach, boat ramp, swimming pool, pickle ball/tennis courts, clubhouse with mailroom, lawn bowling, bocce, shuffleboard, gated storage compound, storage barn, and woodland trails. Potable water supplied from community wells overseen by the City of Kawartha Lakes, irrigation drawn from Pigeon Lake and many organized activities and events within the community. Access to 5 lakes between locks right from your dock. Minutes away from Bobcaygeon for charming shops, dining and day to day amenities, and of course the Kawartha Dairy!

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Finished with Walk-Out, Full

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Septic

Lot & Parking

Lot Size
200 x 110 Feet
Parking
Attached garage · 7 total

Financial

Property Taxes
$3,627 (2026)

Location

Neighbourhood
Verulam
Cross Street
South on Pigeon Lake Road, from County Road 36
Direction Faces
West

Listing

MLS® Number
X13751036
Days on Market
41
Listed On
2026-09-07
Possession
Negotiable
Listed By
EASY LIST REALTY LTD.

Features

Interior

  • Floor Drain
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Storage
  • Upgraded Insulation
  • Water Heater Owned
  • Water Softener
  • Workbench

Property

  • Beach
  • Clear View
  • Greenbelt/Conservation
  • Waterfront

Pool

  • None
Included
Fridge, stove, dishwasher, built in microwave, washer, dryer, extra fridge, window coverings, Covertech Shelter, 4 post car lift, 20' dock with 4' ramp
Excluded
Dining room light
Rental items
Propane tanks

Mortgage calculator

Minimum for this price: $44,990 (6.43%)

Amortization, years

Estimated mortgage payment

$3,099 per month

Principal and interest
$3,099
Property tax
$302
Estimated monthly cost
$3,401

Your mortgage

Mortgage amount
$559,920
Mortgage insurance
Not needed
Interest over 25 years
$369,782

Cash to close

Down payment
$139,980
Land transfer tax
$10,473
Total, before legal fees
$150,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

456 Old Surrey Lane, Kawartha Lakes, ON K0M 1A0 Verulam, Kawartha Lakes, ON K0M 1A0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,900 456 Old Surrey Lane, Kawartha Lakes, ON K0M 1A0
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