Gurvinder Nokwal REALTOR®
For Sale Detached 54 days on market

$499,900 ↓ $50,100 from $550,000

Est. payment $2,213/moCalculate yours

45687 Fruit Ridge Line, Central Elgin, ON N5P 3S9

Rural Central Elgin, Central Elgin, ON N5P 3S9

  • 2 Beds
  • 1 Baths
  • 1 Garage
  • 1,500 Sq Ft
Map

Listing courtesy of CENTURY 21 FIRST CANADIAN CORP MLS® X13713890

About this home

Enjoy peaceful country living on this quiet 1/2 acre property just southeast of St. Thomas, offering plenty of space, privacy, and beautiful rural surroundings. This charming two storey home features approximately 1,560 sq. ft. of living space. The main level includes a bright living room, separate dining area, a well laid out kitchen, convenient entry, and a four-piece bathroom. A central wood burning stove, and main floor laundry complete the space. Upstairs, two generously sized bedrooms provide comfortable and private retreats with plenty of natural light. Outside, enjoy the large, open yard, raised rear deck, and detached garage/shop, offering excellent space parking your vehicle, and room for any hobbies you might have. Mature greenery and open countryside create a beautiful backdrop, with stunning sunsets to enjoy from the property. Ideally located just a short drive from Port Stanley and the amenities of St. Thomas, this is a wonderful opportunity to enjoy a relaxed rural lifestyle while remaining close to town and the lake.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
Price Change
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Full, Other

Building & Systems

Heating
Forced Air (Propane)
Cooling
Window Unit(s)
Exterior
Aluminum Siding
Foundation
Stone
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
150 x 150 Feet
Parking
Detached garage · 5 total

Financial

Property Taxes
$3,064 (2025)

Location

Neighbourhood
Rural Central Elgin
Cross Street
FRUIT RIDGE LINE AND QUAKER ROAD
Direction Faces
South

Listing

MLS® Number
X13713890
Days on Market
54
Listed On
2026-08-25
Possession
FLEXIBLE
Listed By
CENTURY 21 FIRST CANADIAN CORP

Rooms

Room Level Dimensions
Laundry Main 8′ 0″ × 9′ 0″
Bathroom Main 8′ 8″ × 7′ 3″
Kitchen Main 15′ 8″ × 10′ 3″
Dining Room Main 15′ 8″ × 9′ 9″
Living Room Main 23′ 4″ × 15′ 1″
Bedroom 2 Second 15′ 8″ × 20′ 0″
Primary Bedroom Second 23′ 4″ × 15′ 1″

Features

Interior

  • Sump Pump
  • Water Heater Owned

Pool

  • None
Included
FRIDGE, STOVE
Excluded
WASHER, DRYER, FREEZER, 2 WINDOW A/C UNITS
Rental items
NONE

Mortgage calculator

Minimum for this price: $24,995 (5%)

Amortization, years

Estimated mortgage payment

$2,213 per month

Principal and interest
$2,213
Property tax
$255
Estimated monthly cost
$2,469

Your mortgage

Mortgage amount
$399,920
Mortgage insurance
Not needed
Interest over 25 years
$264,115

Cash to close

Down payment
$99,980
Land transfer tax
$6,473
Total, before legal fees
$106,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

45687 Fruit Ridge Line, Central Elgin, ON N5P 3S9 Rural Central Elgin, Central Elgin, ON N5P 3S9
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,900 45687 Fruit Ridge Line, Central Elgin, ON N5P 3S9
Request a showing