$499,900
↓ $50,100 from $550,000
Est. payment $2,213/moCalculate yours
45687 Fruit Ridge Line, Central Elgin, ON N5P 3S9
Rural Central Elgin, Central Elgin, ON N5P 3S9
- 2 Beds
- 1 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 FIRST CANADIAN CORP MLS® X13713890
About this home
Enjoy peaceful country living on this quiet 1/2 acre property just southeast of St. Thomas, offering plenty of space, privacy, and beautiful rural surroundings. This charming two storey home features approximately 1,560 sq. ft. of living space. The main level includes a bright living room, separate dining area, a well laid out kitchen, convenient entry, and a four-piece bathroom. A central wood burning stove, and main floor laundry complete the space. Upstairs, two generously sized bedrooms provide comfortable and private retreats with plenty of natural light. Outside, enjoy the large, open yard, raised rear deck, and detached garage/shop, offering excellent space parking your vehicle, and room for any hobbies you might have. Mature greenery and open countryside create a beautiful backdrop, with stunning sunsets to enjoy from the property. Ideally located just a short drive from Port Stanley and the amenities of St. Thomas, this is a wonderful opportunity to enjoy a relaxed rural lifestyle while remaining close to town and the lake.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Other
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Window Unit(s)
- Exterior
- Aluminum Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 150 x 150 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $3,064 (2025)
Location
- Neighbourhood
- Rural Central Elgin
- Cross Street
- FRUIT RIDGE LINE AND QUAKER ROAD
- Direction Faces
- South
Listing
- MLS® Number
- X13713890
- Days on Market
- 54
- Listed On
- 2026-08-25
- Possession
- FLEXIBLE
- Listed By
- CENTURY 21 FIRST CANADIAN CORP
Rooms
Features
Interior
- Sump Pump
- Water Heater Owned
Pool
- None
- Included
- FRIDGE, STOVE
- Excluded
- WASHER, DRYER, FREEZER, 2 WINDOW A/C UNITS
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $255
- Condo fees
- $0
- Estimated monthly cost
- $2,469
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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