$3,395,000
Est. payment $15,032/moCalculate yours
46 Bernard Avenue, Toronto, ON M5R 1R2
Annex, Toronto, ON M5R 1R2
- 3 Beds
- 4 Baths
- 2,000 Sq Ft
Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT MLS® C13762652
About this home
46 Bernard Ave - your dream home you never thought you could buy! Located where the Annex meets Yorkville, steps to the shops, restaurants & energy of Ave & Dav, sits a Heritage Red-Brick Victorian w/ arched windows, incredible entertaining space & serious style. A true AAA+ location where you walk out your front door & are in the middle of it all without sacrificing the charm, space & privacy of a house. And not just any house! Move-in ready. Beautifully finished. 3 bedrms. 4 bathrms. Parking. A gym. Woodburning F/Place. Did I mention the Curved Windows?! And, if that wasn’t enough to swoon over, there is an absolutely magical courtyard garden oasis that feels worlds away from the city all yours to enjoy. Inside, soaring proportions & oversized principal rooms are made for city living on a grand scale - dinner for 16? No problem. Cocktails for 50? Easy. The renovated eat-in kitchen is bright, design savvy & inviting, while the primary suite delivers the full wish list: fireplace, walk-in closet & a gorgeous marble ensuite w/ heated floors. The second bedrm overlooks the backyard w/ a lovely 4 piece, & the 3rd bedrm has multiple use options: Queen Bed for family or guests; office/den; or a fantasy dressing room/custom ‘Carrie Bradshaw’ closet for the primary! But the real story here is the opportunity: Coveted Red Brick Victorian. Incredible space. Stunning finishes. Outdoor space. Parking. Ample storage space. Move-in ready. And, all the excitement & energy of Yorkville just steps away on one of the most coveted streets in Prime Annex. This is the rare moment when the location you’ve always wanted, the house you thought was out of reach and an exceptional price all meet at the same address. Come view 46 Bernard before someone else buys your home!
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Other
- Roof
- Slate
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 22 x 80.62 Feet
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $23,595 (2026)
Location
- Neighbourhood
- Annex
- Cross Street
- Davenport & Avenue
- Direction Faces
- North
Listing
- MLS® Number
- C13762652
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- TBD
- Listed By
- ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT
Rooms
Features
Interior
- Central Vacuum
- Sump Pump
Property
- Hospital
- Library
- Place Of Worship
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- See Schedule B
- Excluded
- See Schedule B
- Rental items
- Two Hot Water Heaters - Rented w/Enercare ($21.94 & $31.12/Month Plus HST)
Mortgage calculator
Estimated mortgage payment
$15,032 per month
- Principal and interest
- $15,032
- Property tax
- $1,966
- Condo fees
- $0
- Estimated monthly cost
- $16,999
Your mortgage
- Mortgage amount
- $2,716,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,793,698
Cash to close
- Down payment
- $679,000
- Land transfer tax (Ontario + Toronto)
- $146,650
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $825,650
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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