$714,999
Est. payment $3,166/moCalculate yours
461 Columbia Street W, Waterloo, ON N2T 2P5
Waterloo, ON N2T 2P5
- 2 Beds
- 2 Baths
- 2 Garage
- 1,200 Sq Ft
Listing courtesy of ROYAL LEPAGE WOLLE REALTY MLS® X14080664
About this home
Discover the perfect blend of comfort, elegance, and carefree living in this inviting 2-bedroom, 2-bathroom bungalow, ideally situated in a desirable retirement community in Waterloo. Designed for those seeking the ease of main-floor living without compromising on space, this lovely home offers a welcoming atmosphere and a wonderful lifestyle. The spacious living room features beautiful hardwood flooring and a walkout to a private deck, creating a seamless connection between indoor and outdoor living-perfect for morning coffee, relaxing afternoons, or entertaining family and friends. The primary bedroom offers a peaceful retreat, complete with its own ensuite bathroom and generous walk-in closet. A second bedroom and full bathroom provide comfortable accommodations for guests or additional living space. The partially finished lower level offers exciting possibilities to create a recreation room, home office, hobby space, or additional entertaining area, allowing you to personalize the home to suit your lifestyle. A double-car garage adds convenience and valuable storage. Location is exceptional! Enjoy the convenience of being within walking distance of shopping and everyday amenities, with easy access to the Ira Needles corridor, University of Waterloo, Wilfrid Laurier University, hospitals, libraries, schools, and the beautiful natural surroundings of Laurel Creek Conservation Area. Whether you’re downsizing, embracing retirement, or simply looking for a more relaxed, low-maintenance lifestyle, this charming bungalow offers the perfect opportunity to enjoy comfort, convenience, and a welcoming community. A wonderful place to call home! All interior pictures of home are Virtual.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $4,827 (2026)
- Condo Fee
- $469/mo
- Fee Includes
- Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- Fischer Hallman Road/Columbia St W
Listing
- MLS® Number
- X14080664
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE WOLLE REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Storage
Property
- Hospital
- Library
- Park
- Cul de Sac/Dead End
- Public Transit
- Place Of Worship
Amenities
- BBQs Allowed
- Visitor Parking
- Included
- Dishwasher, Freezer, Refrigerator, Stove, Auto Garage Door Remote(s), Sump Pump, Water Softener
- Excluded
- N/A
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,166 per month
- Principal and interest
- $3,166
- Property tax
- $402
- Condo fees
- $469
- Estimated monthly cost
- $4,037
Your mortgage
- Mortgage amount
- $571,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $377,759
Cash to close
- Down payment
- $143,000
- Land transfer tax
- $10,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $153,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.