Gurvinder Nokwal REALTOR®
For Sale Detached 13 days on market

$699,000

Est. payment $3,095/moCalculate yours

474 Adelaide Avenue E, Oshawa, ON L1G 2A3

O'Neill, Oshawa, ON L1G 2A3

  • 4 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of Royal Heritage Realty Ltd MLS® E13861508

About this home

This spacious 4-level backsplit offers a surprisingly generous and versatile layout, with thoughtful updates throughout and plenty of room for everyday living, entertaining and working from home. The beautifully renovated kitchen (2015) is the heart of the home, featuring quartz countertops, a huge centre island, pot lights and an open-concept design that flows seamlessly into the living and dining areas. Upstairs, the primary bedroom was originally two bedrooms and has been opened up to create one large primary bedroom with plenty of closet space. A skylight over the stairway brings additional natural light into the upper level, and custom blinds are found throughout the home. Both bathrooms feature heated floors, adding a practical comfort to the space. The versatile lower level offers two additional bedrooms, while the finished basement provides even more living space with a comfortable recreation room and separate office-ideal for working from home, hobbies or additional family space. Outside, enjoy a newer deck overlooking the fenced backyard on a generous 50 x 115 ft lot. The attached garage is insulated and wired with 60-amp service plus a 240V heater-great for a workshop, hobbies or extra usable space. Major improvements include most windows updated in 2020, 200-amp electrical panel (2019), eaves (2024), deck approximately 3-4 years old and roof (2012). Conveniently located in Oshawa’s established O’Neill neighbourhood, close to schools, parks, shopping and everyday amenities, with public transit right along Adelaide for easy connections throughout the city. A practical, well-maintained home with a flexible layout, mature lot and plenty of space for a growing or multi-generational household.

Property details

Overview

Property Type
Detached
Style
Backsplit 4
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
4 + 1
Bathrooms
2
Kitchens
1
Total Rooms
9
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50 x 115 Feet
Parking
Built-In garage · 5 total

Financial

Property Taxes
$3,947 (2026)

Location

Neighbourhood
O'Neill
Cross Street
Adelaide/Central Park
Direction Faces
North

Listing

MLS® Number
E13861508
Days on Market
13
Listed On
2026-10-05
Possession
Flexible
Listed By
Royal Heritage Realty Ltd

Rooms

Room Level Dimensions
Living Room Main 16′ 5″ × 11′ 6″
Kitchen Main 14′ 2″ × 17′ 5″
Bedroom 3 Lower 9′ 11″ × 13′ 1″
Office Basement 8′ 4″ × 9′ 7″
Primary Bedroom Upper 22′ 10″ × 10′ 1″
Bedroom 2 Upper 8′ 4″ × 10′ 0″
Dining Room Main 8′ 8″ × 8′ 4″
Recreation Basement 14′ 2″ × 24′ 1″
Bedroom 4 Lower 9′ 10″ × 13′ 3″

Features

Interior

  • In-Law Capability
  • Water Heater Owned

Property

  • Fenced Yard
  • Hospital
  • Park
  • Place Of Worship
  • School
  • Public Transit

Pool

  • None
Included
Fridge, stove, dishwasher, washer and dryer, electrical light fixtures, blinds, hot water tank, furnace(2005), shed, overhead projector
Rental items
A/C - Rented from Reliance for $89/mo

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$329
Estimated monthly cost
$3,424

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

474 Adelaide Avenue E, Oshawa, ON L1G 2A3 O'Neill, Oshawa, ON L1G 2A3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 474 Adelaide Avenue E, Oshawa, ON L1G 2A3
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