$699,000
Est. payment $3,095/moCalculate yours
474 Adelaide Avenue E, Oshawa, ON L1G 2A3
O'Neill, Oshawa, ON L1G 2A3
- 4 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Royal Heritage Realty Ltd MLS® E13861508
About this home
This spacious 4-level backsplit offers a surprisingly generous and versatile layout, with thoughtful updates throughout and plenty of room for everyday living, entertaining and working from home. The beautifully renovated kitchen (2015) is the heart of the home, featuring quartz countertops, a huge centre island, pot lights and an open-concept design that flows seamlessly into the living and dining areas. Upstairs, the primary bedroom was originally two bedrooms and has been opened up to create one large primary bedroom with plenty of closet space. A skylight over the stairway brings additional natural light into the upper level, and custom blinds are found throughout the home. Both bathrooms feature heated floors, adding a practical comfort to the space. The versatile lower level offers two additional bedrooms, while the finished basement provides even more living space with a comfortable recreation room and separate office-ideal for working from home, hobbies or additional family space. Outside, enjoy a newer deck overlooking the fenced backyard on a generous 50 x 115 ft lot. The attached garage is insulated and wired with 60-amp service plus a 240V heater-great for a workshop, hobbies or extra usable space. Major improvements include most windows updated in 2020, 200-amp electrical panel (2019), eaves (2024), deck approximately 3-4 years old and roof (2012). Conveniently located in Oshawa’s established O’Neill neighbourhood, close to schools, parks, shopping and everyday amenities, with public transit right along Adelaide for easy connections throughout the city. A practical, well-maintained home with a flexible layout, mature lot and plenty of space for a growing or multi-generational household.
Property details
Overview
- Property Type
- Detached
- Style
- Backsplit 4
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 9
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 115 Feet
- Parking
- Built-In garage · 5 total
Financial
- Property Taxes
- $3,947 (2026)
Location
- Neighbourhood
- O'Neill
- Cross Street
- Adelaide/Central Park
- Direction Faces
- North
Listing
- MLS® Number
- E13861508
- Days on Market
- 13
- Listed On
- 2026-10-05
- Possession
- Flexible
- Listed By
- Royal Heritage Realty Ltd
Rooms
Features
Interior
- In-Law Capability
- Water Heater Owned
Property
- Fenced Yard
- Hospital
- Park
- Place Of Worship
- School
- Public Transit
Pool
- None
- Included
- Fridge, stove, dishwasher, washer and dryer, electrical light fixtures, blinds, hot water tank, furnace(2005), shed, overhead projector
- Rental items
- A/C - Rented from Reliance for $89/mo
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $329
- Condo fees
- $0
- Estimated monthly cost
- $3,424
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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