$374,900
Est. payment $1,660/moCalculate yours
478 Ramsey Street, Pembroke, ON K8A 4Y3
530 - Pembroke, Pembroke, ON K8A 4Y3
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX PEMBROKE REALTY LTD. MLS® X13874298
About this home
Welcome to 478 Ramsey Street, a completely refreshed two-storey, three-bedroom, one-and-a-half-bathroom detached home in a convenient central Pembroke location. Offering turnkey living with numerous updates throughout, this home is an excellent opportunity for first-time buyers, families, investors, or anyone looking to make the transition from renting to home ownership. The main level features a refreshed updated eat-in kitchen (2026), updated flooring (2026), and an inviting layout filled with natural light, creating a bright and welcoming atmosphere throughout the home. Both bathrooms have also been updated, adding to the home’s fresh, modern feel. The second level has 2 additional bedrooms and the full updated bathroom (2026.The basement offers a good sized family rec room area and a large utility room perfect for storage. This home also has a new metal roof (2026) on the main part of the house. Outside offers a easy to maintain yard and a ready to use concrete pad that could easily be converted back to a garage space or carport. Ideally located close to downtown Pembroke, Algonquin College, shopping, churches, restaurants, schools, and everyday amenities, with easy access for those commuting, this property puts convenience right at your doorstep. Whether you’re looking for your first home, a comfortable family property, or a smart alternative to paying rent, 478 Ramsey Street offers excellent value and a move-in-ready lifestyle in a desirable Pembroke location. Quick closing is available. Don’t miss this opportunity to own a beautifully refreshed home and start building equity instead of paying rent!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Aluminum Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 90 Feet
- Parking
- None garage · 5 total
- Zoning
- RESIDENTIAL
Financial
- Property Taxes
- $3,028 (2025)
Location
- Neighbourhood
- 530 - Pembroke
- Cross Street
- Boundary Road and Ramsey St
- Direction Faces
- North
Listing
- MLS® Number
- X13874298
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- TBD
- Listed By
- RE/MAX PEMBROKE REALTY LTD.
Features
Interior
- Carpet Free
Property
- Hospital
- Library
Pool
- None
- Included
- none
- Excluded
- none
- Rental items
- hot water tank
Mortgage calculator
Estimated mortgage payment
$1,660 per month
- Principal and interest
- $1,660
- Property tax
- $252
- Condo fees
- $0
- Estimated monthly cost
- $1,912
Your mortgage
- Mortgage amount
- $299,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $198,073
Cash to close
- Down payment
- $74,980
- Land transfer tax
- $4,099
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $79,079
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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