$675,000
Est. payment $2,989/moCalculate yours
478 St Andrew Street E 306, Centre Wellington, ON N1M 3V7
Fergus, Centre Wellington, ON N1M 3V7
- 2 Beds
- 3 Baths
- 2 Garage
- 1,400 Sq Ft
Listing courtesy of Coldwell Banker Neumann Real Estate MLS® X13876426
About this home
Experience the charm of exposed stone walls, dramatic wood beams, soaring ceilings, and panoramic riverviews in one of Fergus’s most distinctive penthouse residences.This exceptional suite offers unobstructedviews of the Grand River. Elevated above it all, this architecturally distinctive home seamlessly blendscharacter, comfort, and sophistication in a truly unique setting.The main floor boasts an open-conceptdesign, with the kitchen flowing effortlessly into the dining and living areas. The living room is highlightedby European-style casement windows that frame stunning river views while providing exceptional naturallight and ventilation.The main level features two spacious bedrooms, including a serene primary retreatwith picturesque river views and a luxurious five-piece ensuite. The second bedroom is generously sizedand offers ample closet space.A versatile den, complete with a skylight, large closet, and built-in Murphybed, provides the flexibility to serve as a guest room, home office, or additional living space.Upstairs, theloft offers a striking blend of function and character, featuring oversized windows, custom floor-to-ceilingbookcases, a discreetly tucked-away powder room, and the added convenience of a chairlift. From here,step out onto the private rooftop patio and enjoy panoramic views and exceptional outdoor living above theriver.Additional features include in-suite laundry, abundant storage throughout, a large lower-level storagelocker, and the rare convenience of a private two-car garage.Refined yet inviting, elevated yet comfortable,this one-of-a-kind penthouse presents a rare opportunity to experience luxury riverside living in the heartof Fergus.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,400 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone
- Foundation
- Poured Concrete, Stone
- Roof
- Metal
Lot & Parking
- Parking
- Detached garage · 2 total
Financial
- Property Taxes
- $5,105 (2026)
- Condo Fee
- $1,409/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included, Water Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Fergus
- Cross Street
- St. Andrew St E
Listing
- MLS® Number
- X13876426
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- Flex
- Listed By
- Coldwell Banker Neumann Real Estate
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Arts Centre
- Hospital
- Library
- Place Of Worship
- School
- River/Stream
Amenities
- BBQs Allowed
- Bike Storage
- Elevator
- Rooftop Deck/Garden
- Visitor Parking
- Included
- fridge, stove, dishwasher, washer, dryer. microwave/ hood fan. all window coverings. All light fixtures.A/C.Furnace. Gas BBQ on deck. Living room cabinets x2. Living room electric fireplace. Shelving in locker/storage unit. Stairlift.
- Excluded
- NA
- Rental items
- NA
Mortgage calculator
Estimated mortgage payment
$2,989 per month
- Principal and interest
- $2,989
- Property tax
- $425
- Condo fees
- $1,409
- Estimated monthly cost
- $4,823
Your mortgage
- Mortgage amount
- $540,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $356,626
Cash to close
- Down payment
- $135,000
- Land transfer tax
- $9,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $144,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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