Gurvinder Nokwal REALTOR®
For Sale Detached 24 days on market

$609,900

Est. payment $2,701/moCalculate yours

48 Cottonwood Drive, St. Thomas, ON N5P 4M7

St. Thomas, St. Thomas, ON N5P 4M7

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13822308

About this home

Welcome to this move-in ready, extensively updated former model home by Cannon Homes in the north-east end of St. Thomas, with easy access to London via Highbury or Wellington Rd. Tons of updates have been done in the last 5 years, including new (2023) North-Star double-hung windows, (lifetime transferrable warranty), patio door, and exterior doors (both with keyless entry). Bigger than it looks, this freshly painted 3+1 bedroom bungalow with a single car garage (inside entry and wifi enabled garage door opener with keyless entry) has a beautiful updated kitchen and dining area (2025) with plenty of cupboard space (with pull out drawers) and quartz countertops. From the dining area, you walk out through a patio door that leads you to a covered deck with glass railing on a fully fenced private backyard with a raised vegetable garden. The fully finished basement, tastefully renovated in 2021 and meticulously maintained, comes with a spacious family room/playroom with a built-in entertainment unit and electric fireplace, an office, an extra bedroom, with egress window, perfect for your overnight guest, plus a 3-pc bathroom and more storage. AC 2018, Hot water tank 2024. Perfect home for everyone, from young professionals, a young/growing family, or a family that is looking to downsize.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
45.94 x 111.05 Feet
Parking
Attached garage · 3 total
Zoning
R3-63

Financial

Property Taxes
$3,530 (2025)

Location

Neighbourhood
St. Thomas
Cross Street
Goldenrod Dr
Direction Faces
South

Listing

MLS® Number
X13822308
Days on Market
24
Listed On
2026-09-24
Possession
IMMEDIATE
Listed By
ROYAL LEPAGE TRILAND REALTY

Rooms

Room Level Dimensions
Living Room Main 15′ 11″ × 16′ 2″
Recreation Basement 23′ 11″ × 26′ 10″
Dining Room Main 9′ 11″ × 11′ 3″
Bedroom Basement 9′ 3″ × 15′ 4″
Bedroom Main 9′ 5″ × 12′ 6″
Kitchen Main 11′ 3″ × 13′ 4″
Utility Room Basement 8′ 10″ × 6′ 0″
Laundry Basement 8′ 11″ × 9′ 6″
Primary Bedroom Main 11′ 4″ × 13′ 11″
Den Basement 9′ 7″ × 9′ 0″
Bedroom Main 9′ 5″ × 12′ 6″

Features

Interior

  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump

Property

  • Fenced Yard
  • Park
  • School Bus Route

Pool

  • None

Mortgage calculator

Minimum for this price: $35,990 (5.9%)

Amortization, years

Estimated mortgage payment

$2,701 per month

Principal and interest
$2,701
Property tax
$294
Estimated monthly cost
$2,995

Your mortgage

Mortgage amount
$487,920
Mortgage insurance
Not needed
Interest over 25 years
$322,232

Cash to close

Down payment
$121,980
Land transfer tax
$8,673
Total, before legal fees
$130,653
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

48 Cottonwood Drive, St. Thomas, ON N5P 4M7 St. Thomas, St. Thomas, ON N5P 4M7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$609,900 48 Cottonwood Drive, St. Thomas, ON N5P 4M7
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