$609,900
Est. payment $2,701/moCalculate yours
48 Cottonwood Drive, St. Thomas, ON N5P 4M7
St. Thomas, St. Thomas, ON N5P 4M7
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13822308
About this home
Welcome to this move-in ready, extensively updated former model home by Cannon Homes in the north-east end of St. Thomas, with easy access to London via Highbury or Wellington Rd. Tons of updates have been done in the last 5 years, including new (2023) North-Star double-hung windows, (lifetime transferrable warranty), patio door, and exterior doors (both with keyless entry). Bigger than it looks, this freshly painted 3+1 bedroom bungalow with a single car garage (inside entry and wifi enabled garage door opener with keyless entry) has a beautiful updated kitchen and dining area (2025) with plenty of cupboard space (with pull out drawers) and quartz countertops. From the dining area, you walk out through a patio door that leads you to a covered deck with glass railing on a fully fenced private backyard with a raised vegetable garden. The fully finished basement, tastefully renovated in 2021 and meticulously maintained, comes with a spacious family room/playroom with a built-in entertainment unit and electric fireplace, an office, an extra bedroom, with egress window, perfect for your overnight guest, plus a 3-pc bathroom and more storage. AC 2018, Hot water tank 2024. Perfect home for everyone, from young professionals, a young/growing family, or a family that is looking to downsize.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 45.94 x 111.05 Feet
- Parking
- Attached garage · 3 total
- Zoning
- R3-63
Financial
- Property Taxes
- $3,530 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Goldenrod Dr
- Direction Faces
- South
Listing
- MLS® Number
- X13822308
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- IMMEDIATE
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Primary Bedroom - Main Floor
- Storage
- Sump Pump
Property
- Fenced Yard
- Park
- School Bus Route
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,701 per month
- Principal and interest
- $2,701
- Property tax
- $294
- Condo fees
- $0
- Estimated monthly cost
- $2,995
Your mortgage
- Mortgage amount
- $487,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $322,232
Cash to close
- Down payment
- $121,980
- Land transfer tax
- $8,673
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $130,653
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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