$479,900
Est. payment $2,125/moCalculate yours
48 Silver Birch Street, Kawartha Lakes, ON K0M 1L0
Verulam, Kawartha Lakes, ON K0M 1L0
- 3 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Royal Heritage Realty Ltd. MLS® X13861458
About this home
Kawartha Living Made Easy! Move-in ready and packed with updates, this charming 3-bedroom home delivers incredible value at $479,900. Enjoy a beautifully remodelled main floor featuring a bright open-concept kitchen with quartz countertops, updated bathroom, newer siding, steel roof, updated propane forced-air heating, and an attached single car garage. The full unfinished basement is your blank canvas, finish it your way and add even more living space. Situated on a beautiful corner lot and walking distance to public access on Sturgeon Lake, you’re perfectly positioned to enjoy boating, fishing, swimming and snowmobiling. Affordable, updated, and ready to enjoy Start Living the Kawartha Lifestyle Today!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Brick Veneer, Vinyl Siding
- Foundation
- Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Parking
- Attached garage · 5 total
- Zoning
- R1
Financial
- Property Taxes
- $2,027 (2026)
Location
- Neighbourhood
- Verulam
- Cross Street
- Hazel St / Alfred St
- Direction Faces
- South
Listing
- MLS® Number
- X13861458
- Days on Market
- 14
- Listed On
- 2026-10-04
- Possession
- Imm
- Listed By
- Royal Heritage Realty Ltd.
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
Property
- Beach
- Cul de Sac/Dead End
- Lake Access
Pool
- None
- Included
- Fridge, Stove, Dishwasher
Mortgage calculator
Estimated mortgage payment
$2,125 per month
- Principal and interest
- $2,125
- Property tax
- $169
- Condo fees
- $0
- Estimated monthly cost
- $2,294
Your mortgage
- Mortgage amount
- $383,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $253,548
Cash to close
- Down payment
- $95,980
- Land transfer tax
- $6,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $102,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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