$798,000
↓ $51,000 from $849,000
Est. payment $3,533/moCalculate yours
481 Crego Lake Road, Kawartha Lakes, ON K0M 2A0
Somerville, Kawartha Lakes, ON K0M 2A0
- 3 + 1 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Royal LePage Lakes of Haliburton MLS® X13702802
About this home
WELCOME TO CREGO LAKE and a very private setting with a mix of lovely exposed granite and tall pines, and just steps away from 150 feet of fabulous spring-fed waterfront offering a sunny NW exposure. This classic mid-century 3-season, 1,100 square foot 3 bedroom Viceroy cottage, features a stone fireplace, cathedral ceilings and expansive lakeside windows. It has undergone many recent improvements. A bonus 3-season, 496 square foot bunkie (with loft) is perfect for larger gatherings. Each building has a large screen room. An exceptionally private 0.98 acre lot with gradual steps and walkways leading to the floating dock and 8+ feet of weed-free water. Amazing swimming. A cool treehouse for the kids. Serviced by an eco-friendly Waterloo Biofilter septic system and lake water system. Enjoy fishing & paddling on this quiet 10 horse power motor-restricted lake which is 50 feet deep and has its own small boat launch. An extremely private, very well-managed enclave with only 60 lots. A true nature lover’s dream with shared 600 acres with private hiking & XC skiing trails throughout - no motorized vehicles allowed on these trails. The Kinmount Park Estates Association fees are $500 per year, and cover the road and culverts, maintaining the recycling/garbage area, lake water testing, and maintaining and paying taxes on the managed forest and trails around the lake. Direct access to the Somerville County Forest with miles of multi-use Crown Land trails suitable for all powersports. Crego Lake is well known for its large lot sizes. Year-round access, dead-end road, 10 minutes to Kinmount. 2 hours to GTA. Book your showing today. If traditional bank solutions have not met your needs, I can introduce you to a skilled Level 2 Mortgage Agent with access to a broad range of competitive financing options. Click on the video tour.
Property details
Overview
- Property Type
- Detached
- Style
- Chalet
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Cedar
- Foundation
- Concrete, Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 150 x 271 Feet
- Parking
- None garage · 4 total
- Zoning
- RR3
Financial
- Property Taxes
- $5,011 (2026)
Location
- Neighbourhood
- Somerville
- Cross Street
- Monck Road 45
- Direction Faces
- North
Listing
- MLS® Number
- X13702802
- Days on Market
- 61
- Listed On
- 2026-08-18
- Possession
- flexible
- Listed By
- Royal LePage Lakes of Haliburton
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
Property
- Greenbelt/Conservation
- Hospital
- Place Of Worship
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- All contents as viewed inside and outside. In as-is, where-is condition. Including 2 Clearwater Kayaks.
- Excluded
- Personal items, some tools, art work, paddle board & cedar-strip coffee table in bunkie. Metal roof-2016. Cottage foundation leveling-2019. Spray foam underside-2022. New 100 amp-2020. HWT element-2026. New water pump-2026. Many new windows-2022
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$3,533 per month
- Principal and interest
- $3,533
- Property tax
- $418
- Condo fees
- $0
- Estimated monthly cost
- $3,951
Your mortgage
- Mortgage amount
- $638,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $421,611
Cash to close
- Down payment
- $159,600
- Land transfer tax
- $12,435
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,035
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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