$399,000
Est. payment $1,767/moCalculate yours
49 Ontario Street 7, Grimsby, ON L3M 3H2
542 - Grimsby East, Grimsby, ON L3M 3H2
- 1 Beds
- 2 Baths
- 900 Sq Ft
Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC. MLS® X13610086
About this home
Charming two-storey condo in Grimsby’s boutique Carnegie Lofts! This 1-bed, 1-bath home offers approx. 950 sq ft of thoughtfully laid-out living space - plus a basement, a rare feature in this building. The main level welcomes you with an open-concept foyer, kitchen, and living room finished in warm hardwood flooring. Upstairs, the primary bedroom is joined by a private bath and convenient laundry. Built in 2005, with a concrete block foundation and 100-amp breaker panel. Set within a converted heritage-style building around a quiet interior courtyard, this address puts you steps from downtown Grimsby’s shops, cafes, and the Lake Ontario waterfront. Condo fee of $475/month covers water, building maintenance, and parking. 2025 taxes: $2,817. A fantastic opportunity for first-time buyers, downsizers, or investors looking to plant roots in one of Grimsby’s most character-filled addresses.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 16-30
- Size
- 900 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $2,550 (2026)
- Condo Fee
- $475/mo
- Fee Includes
- Water Included, Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 542 - Grimsby East
- Cross Street
- Ontario and Carnegie
Listing
- MLS® Number
- X13610086
- Days on Market
- 83
- Listed On
- 2026-07-27
- Possession
- Immediate
- Listed By
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Rooms
Features
Interior
- Separate Hydro Meter
- Included
- Dishwasher, Dryer, Refrigerator, Stove, Washer
- Excluded
- N/A
- Rental items
- HWT-Electric
Mortgage calculator
Estimated mortgage payment
$1,767 per month
- Principal and interest
- $1,767
- Property tax
- $213
- Condo fees
- $475
- Estimated monthly cost
- $2,454
Your mortgage
- Mortgage amount
- $319,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $210,806
Cash to close
- Down payment
- $79,800
- Land transfer tax
- $4,460
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,260
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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