Gurvinder Nokwal REALTOR®
For Sale Modular Home 138 days on market

$387,500 ↓ $37,400 from $424,900

Est. payment $1,716/moCalculate yours

490 Spruce Street, Centre Wellington, ON N1M 2W5

Rural Centre Wellington East, Centre Wellington, ON N1M 2W5

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of REAL BROKER ONTARIO LTD. MLS® X13229896

About this home

Welcome to 490 Spruce Street in the highly sought-after year-round section of Maple Leaf Acres, one of Ontario’s premier four-season recreational communities on beautiful Lake Belwood. This well-maintained 3-bedroom, 1-bathroom home offers affordable year-round living with exceptionally low carrying costs, including lot fees of just $371.21/month (2026) and property taxes of only $381.47 for the entire year (2025). The open-concept living, dining and kitchen area creates a bright, connected space that’s ideal for entertaining or keeping an eye on children and grandchildren. The unique layout includes a side entrance leading directly to the den/flex space, making it ideal for a home office, hobby room, guest area, or multi-generational living arrangement. Designed for easy ownership, the home features durable metal siding and a lifetime metal roof, propane furnace, on-demand hot water system, reverse osmosis water filtration system, concrete driveway, and additional outdoor storage beneath the home as well as a large garden shed. The property is currently vacant, allowing for immediate possession and flexible showings. Life at Maple Leaf Acres feels like a permanent vacation. Residents enjoy access to an indoor saltwater pool and hot tub, outdoor swimming pool, recreation hall, seasonal restaurant, dog park, playgrounds, sports fields, walking trails, and community activities. Outdoor enthusiasts will appreciate direct access to Lake Belwood, including a private boat launch for fishing, boating, and endless summer enjoyment. Located just 10 km east of Fergus, the community offers convenient access to Guelph, Kitchener-Waterloo, Hamilton and the GTA while maintaining a peaceful resort-style atmosphere. With low monthly fees and remarkably low annual taxes, this move-in-ready home offers an affordable opportunity to enjoy year-round living in one of Ontario’s most desirable recreational communities. **Please note, some photos have been virtually staged**

Property details

Overview

Property Type
Modular Home
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
16-30
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Metal/Steel Siding
Foundation
Post & Pad
Roof
Metal
Water
Well
Sewer
Sewer

Lot & Parking

Lot Size
45 x 75 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$381 (2025)

Location

Neighbourhood
Rural Centre Wellington East
Cross Street
Havsumfun Rd. and 5th Line
Direction Faces
East

Listing

MLS® Number
X13229896
Days on Market
138
Listed On
2026-06-02
Possession
immediate
Listed By
REAL BROKER ONTARIO LTD.

Rooms

Room Dimensions
Kitchen 8′ 4″ × 11′ 6″
Bathroom 7′ 4″ × 6′ 6″
Primary Bedroom 9′ 10″ × 11′ 0″
Den 9′ 11″ × 9′ 10″
Bedroom 2 7′ 8″ × 10′ 0″
Dining Room 9′ 4″ × 11′ 7″
Foyer 10′ 6″ × 10′ 1″
Living Room 7′ 10″ × 11′ 7″
Bedroom 3 6′ 3″ × 10′ 0″

Features

Interior

  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Water Treatment

Property

  • Lake Access
  • Park
  • Rec./Commun.Centre
  • Lake/Pond
  • School Bus Route

Pool

  • Community
  • Indoor
  • Outdoor
Included
fridge | propane stove | OTR microwave | all light fixtures | existing window coverings
Excluded
personal items / staging items only
Rental items
Propane Tanks rented from Superior Propane

Mortgage calculator

Minimum for this price: $19,375 (5%)

Amortization, years

Estimated mortgage payment

$1,716 per month

Principal and interest
$1,716
Property tax
$32
Estimated monthly cost
$1,748

Your mortgage

Mortgage amount
$310,000
Mortgage insurance
Not needed
Interest over 25 years
$204,730

Cash to close

Down payment
$77,500
Land transfer tax
$4,288
Total, before legal fees
$81,788
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

490 Spruce Street, Centre Wellington, ON N1M 2W5 Rural Centre Wellington East, Centre Wellington, ON N1M 2W5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$387,500 490 Spruce Street, Centre Wellington, ON N1M 2W5
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