Gurvinder Nokwal REALTOR®
For Sale Detached 165 days on market

$949,900

Est. payment $4,206/moCalculate yours

491 Elizabeth Street, St. Marys, ON N4X 1B6

St. Marys, St. Marys, ON N4X 1B6

  • 3 Beds
  • 3 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of RE/MAX A-B Realty Ltd MLS® X13088774

About this home

Set on an impressive 110′ x 150′ lot in a mature, established neighbourhood, this 3-bedroom, 3-bathroom executive bungalow with over 3000 sq ft of finished living space offers the perfect balance of space, comfort, and convenience. Thoughtfully updated over the years, the home features a bright and inviting open-concept kitchen and dining area, highlighted by a spacious cherry kitchen with ample storage, along with updated countertops and plumbing fixtures in both the kitchen and bathrooms (2025). The adjoining family room provides a warm and welcoming space, complete with a gas fireplace and plenty of room to gather. The main floor also offers three well-sized bedrooms, including a spacious primary suite with a 4-piece ensuite. Step outside from the primary bedroom or dining area into your own private retreat. The backyard is truly an entertainer’s dream, featuring a large covered porch with composite decking, an electric fireplace and TV hookups, perfect for relaxing or hosting in any season. The space is further enhanced by a generous patio area, beautiful perennial gardens, and a 10′ x 10′ shed on a concrete pad. The fully finished basement expands your living space with a large recreation room, complete with a wet bar and gas fireplace, making it ideal for move nights or entertaining guests. Two additional rooms offer flexibility for home offices, dens, or hobby spaces, along with a 3-piece bathroom for added convenience. Additional highlights include a new roof (2024), and main floor laundry in the mud room off the attached garage, adding both value and practicality. A rare opportunity to own a well-appointed bungalow on a premium lot in a sought-after neighbourhood, this home checks all the boxes for comfortable, stylish living. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
110 x 150 Feet
Parking
Attached garage · 5 total
Zoning
R2

Financial

Property Taxes
$6,465 (2025)

Location

Neighbourhood
St. Marys
Cross Street
Waterloo Street South/Brock Street South
Direction Faces
North

Listing

MLS® Number
X13088774
Days on Market
165
Listed On
2026-05-06
Possession
Contact Listing Team
Listed By
RE/MAX A-B Realty Ltd

Rooms

Room Level Dimensions
Living Room Main 12′ 2″ × 19′ 9″
Kitchen Main 12′ 0″ × 16′ 9″
Laundry Main 6′ 6″ × 17′ 2″
Bathroom Main 13′ 6″ × 11′ 6″
Other Basement 11′ 8″ × 6′ 10″
Bathroom Main 9′ 9″ × 7′ 1″
Den Basement 11′ 1″ × 12′ 0″
Foyer Main 13′ 1″ × 7′ 10″
Bathroom Basement 6′ 4″ × 7′ 11″
Dining Room Main 12′ 9″ × 7′ 10″
Bedroom 2 Main 9′ 9″ × 10′ 7″
Office Basement 11′ 1″ × 14′ 8″
Cold Room/Cantina Basement 6′ 9″ × 19′ 3″
Primary Bedroom Main 10′ 7″ × 14′ 10″
Bedroom 3 Main 10′ 6″ × 12′ 4″
Recreation Basement 23′ 3″ × 27′ 0″
Utility Room Basement 15′ 5″ × 21′ 2″

Features

Interior

  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • Water Heater
  • Water Softener

Pool

  • None
Included
Fridge, stove, dishwasher, washer, dryer, fridge and freezer in basement cold room, existing window covering and light fixtures, water heater, water softener, garage door opener and remote. (All appliances are in working order but are considered 'as-is')
Excluded
Negotiable: Pool table and accessories
Rental items
None

Mortgage calculator

Minimum for this price: $69,990 (7.37%)

Amortization, years

Estimated mortgage payment

$4,206 per month

Principal and interest
$4,206
Property tax
$539
Estimated monthly cost
$4,745

Your mortgage

Mortgage amount
$759,920
Mortgage insurance
Not needed
Interest over 25 years
$501,866

Cash to close

Down payment
$189,980
Land transfer tax
$15,473
Total, before legal fees
$205,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

491 Elizabeth Street, St. Marys, ON N4X 1B6 St. Marys, St. Marys, ON N4X 1B6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$949,900 491 Elizabeth Street, St. Marys, ON N4X 1B6
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