$775,000
Est. payment $3,432/moCalculate yours
497 Forfar Street E, Centre Wellington, ON N1M 3H6
Fergus, Centre Wellington, ON N1M 3H6
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Keller Williams Home Group Realty MLS® X13855238
About this home
Welcome to 497 Forfar Street East, a well-cared-for raised bungalow offering a total of 2,113 sq ft of flexible living space, thoughtful updates and a mature corner setting in Fergus. The main level offers approximately 1,096 sq. ft. with three bedrooms and a bright, comfortable layout. An updated kitchen and bathroom, hardwood flooring and fresh paint give the home a welcoming, move-in-ready feel while still leaving opportunities for a new owner to make it their own. What really sets this home apart is the versatility of the lower level. Fully above grade kitchen with direct access to back yard, engineered flooring, additional bedroom and bathroom, this space is ideally suited to extended family, multigenerational living, older children or simply creating more room for everyday life. Outside, the mature corner lot offers established landscaping and a sense of privacy that can be difficult to replicate in newer neighbourhoods. The park behind and access the the Elora/Cataract trail are a bonus. An attached single-car garage, driveway parking for approximately four vehicles and a storage shed add everyday convenience. With three bedrooms on the main level, flexible lower-level living space, an attached garage and a mature setting, 497 Forfar Street East offers a combination of features that can appeal to buyers looking for both comfortable everyday living and room to adapt as their needs change. A wonderful opportunity to make your next move in Fergus.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished with Walk-Out, Separate Entrance, Full, Walk-Out, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 51 x 130 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R1B
Financial
- Property Taxes
- $4,069 (2026)
Location
- Neighbourhood
- Fergus
- Cross Street
- Gartshore St & Gzowski St
- Direction Faces
- North
Listing
- MLS® Number
- X13855238
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Immediate
- Listed By
- Keller Williams Home Group Realty
Rooms
Features
Interior
- Carpet Free
- In-Law Capability
- Primary Bedroom - Main Floor
- Water Heater
- Water Softener
Property
- Hospital
- School
- Rec./Commun.Centre
- Park
- Library
- Place Of Worship
Pool
- None
- Included
- Fridge x 2, stove x 2, dishwasher x 2, washer, dryer, all interior and exterior light fixtures, garage door opener, range hood, hot water heater (electric), water softener (to be considered as is)
Mortgage calculator
Estimated mortgage payment
$3,432 per month
- Principal and interest
- $3,432
- Property tax
- $339
- Condo fees
- $0
- Estimated monthly cost
- $3,771
Your mortgage
- Mortgage amount
- $620,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $409,460
Cash to close
- Down payment
- $155,000
- Land transfer tax
- $11,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $166,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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