Gurvinder Nokwal REALTOR®
For Sale Detached 111 days on market

$1,290,000

Est. payment $5,712/moCalculate yours

5 Court Street, St. Catharines, ON L2R 4R3

451 - Downtown, St. Catharines, ON L2R 4R3

  • 5 + 1 Beds
  • 3 Baths
  • 2,000 Sq Ft
Map

Listing courtesy of Wisdomax Realty LTD MLS® X13518978

About this home

Exceptional mixed-use commercial and residential property offering good income potential in a prime downtown location. Situated just a 5-minute walk to the St. Catharines Downtown Transit Terminal, this extensively renovated building is ideal for investors or owner-operators seeking multiple income streams.The main floor features a fully equipped restaurant space with a newly built commercial kitchen, now is rented to a Chineses take out retreatant. Also on the ground level, with its own separate entrance, is a spacious commercial-zoned residential unit offering 1 bedroom, 1 bathroom, an open-concept living and dining area, kitchen, and in-suite laundry. A separate entrance leads to the second floor, currently configured for room rentals, featuring 5 bedrooms, 2 full bathrooms, a shared kitchen and dining area, and a dedicated laundry space, providing excellent rental income potential.The property has undergone extensive renovations, including ESA-certified electrical upgrades, updated plumbing on the second floor, and newer furnace and air conditioning systems, offering peace of mind for years to come. Whether you’re looking to expand your investment portfolio, operate your own business while generating residential rental income, or capitalize on the strong demand for downtown housing, this versatile property presents an exceptional opportunity in a thriving location.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
2,000 sqft

Interior

Bedrooms
5 + 1
Bathrooms
3
Kitchens
2
Basement
Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
37.5 x 116.13 Feet
Parking
None garage · 2 total
Zoning
C6, M2

Financial

Property Taxes
$8,500 (2026)

Location

Neighbourhood
451 - Downtown
Cross Street
Court St and Court Alley
Direction Faces
East

Listing

MLS® Number
X13518978
Days on Market
111
Listed On
2026-06-29
Possession
Flexible
Listed By
Wisdomax Realty LTD

Rooms

Room Level Dimensions
Bedroom 5 Second 10′ 8″ × 9′ 0″
Other Ground 45′ 9″ × 16′ 11″
Bedroom Ground 12′ 6″ × 10′ 5″
Living Room Ground 30′ 11″ × 14′ 6″
Bedroom 3 Second 14′ 0″ × 12′ 0″
Bedroom 2 Second 6′ 0″ × 6′ 0″
Bedroom Second 10′ 8″ × 9′ 0″
Bedroom 4 Second 10′ 8″ × 9′ 0″

Features

Interior

  • Carpet Free
  • Separate Hydro Meter

Pool

  • None
Included
Restaurant Ventilation and Suppression (Kitchen Hood) System.
Excluded
Kitchen Appliances (Wok station, fryers, stoves, sinks, fridges) and other Tenants Belongs
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $104,000 (8.06%)

Amortization, years

Estimated mortgage payment

$5,712 per month

Principal and interest
$5,712
Property tax
$708
Estimated monthly cost
$6,420

Your mortgage

Mortgage amount
$1,032,000
Mortgage insurance
Not needed
Interest over 25 years
$681,552

Cash to close

Down payment
$258,000
Land transfer tax
$22,275
Total, before legal fees
$280,275
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

5 Court Street, St. Catharines, ON L2R 4R3 451 - Downtown, St. Catharines, ON L2R 4R3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,290,000 5 Court Street, St. Catharines, ON L2R 4R3
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