$90,000
Est. payment $399/moCalculate yours
5 Elm Grove Road 20, Otonabee-South Monaghan, ON K0L 2S0
Otonabee-South Monaghan, Otonabee-South Monaghan, ON K0L 2S0
- 0 Beds
- 0 Baths
- 0 Sq Ft
Listing courtesy of BOSLEY REAL ESTATE LTD. MLS® X13662382
About this home
Welcome to a stunning 9-acre waterfront setting with the rare right to build your dream retreat. Perfectly oriented for a serene south-eastern view and unforgettable sunrise moments over Rice Lake. Enjoy direct water access from a private, expansive parcel designed for peace, privacy, and connection to nature. Part of a fractional ownership arrangement shared with 17 other cottages, you’ll have exclusive access to this beautiful property while benefiting from manageable maintenance costs. Maintenance fees include hydro, water, internet, property taxes, property grounds maintenance in both summer and winter, making lake living effortless. Set within a peaceful three-season community, residents can enjoy a playground for family fun, a community fire pit for memorable evenings, and winter boat storage to keep your watercraft ready for the season ahead. Build an idyllic escape tailored to your lifestyle, surrounded by open space and natural beauty. Existing building plans and permits available. Please book appointment to view the property.
Property details
Overview
- Property Type
- Other
- Style
- Other
- For
- For Sale
- Status
- New
- Size
- 0-499 sqft
Interior
- Bedrooms
- 0
- Bathrooms
- 0
- Kitchens
- 0
- Basement
- None
Building & Systems
- Exterior
- Other
Lot & Parking
- Parking
- None garage
Financial
- Condo Fee
- $447/mo
- Fee Includes
- Common Elements Included, Hydro Included, Water Included, Parking Included, Condo Taxes Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Otonabee-South Monaghan
- Cross Street
- Hiawatha Line & Paudash St.
Listing
- MLS® Number
- X13662382
- Days on Market
- 68
- Listed On
- 2026-08-11
- Possession
- TBD
- Listed By
- BOSLEY REAL ESTATE LTD.
Features
Interior
- None
Property
- Beach
- Clear View
- Marina
- Park
- Waterfront
Amenities
- BBQs Allowed
- Playground
- Recreation Room
- Visitor Parking
- Included
- Maintenance fees include property taxes, water, septic, hydro, internet (wifi available everywhere on property), maintenance of entire property including lawn mowing and snow removal, firepit, children's play ground. Free boat storage!
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$399 per month
- Principal and interest
- $399
- Property tax
- $0
- Condo fees
- $447
- Estimated monthly cost
- $846
Your mortgage
- Mortgage amount
- $72,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $47,550
Cash to close
- Down payment
- $18,000
- Land transfer tax
- $625
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $18,625
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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