$419,900
↓ $20,000 from $439,900
Est. payment $1,859/moCalculate yours
5 Merrick Street, Smiths Falls, ON K7A 4R2
901 - Smiths Falls, Smiths Falls, ON K7A 4R2
- 2 Beds
- 1 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of INNOVATION REALTY LTD MLS® X13722654
About this home
Here is your chance to buy the perfect starter home at an affordable price! Renovated throughout this charming mid century home is in a neighbourhood close to everything. Some of the best features of this home are the 2 car garage which is always tough to find in town, and a very large and private back yard. Offering a bright modern feel with 2 main floor bedrooms, an updated kitchen and bathroom, hardwood flooring, main floor laundry room, an adorable den/office space on the main level with french doors, a dining room, and spacious living room with a faux fireplace. The 2nd storey has been renovated with a landing area, den, and huge additional room ready to be finished to suit your needs. The basement has tons of storage space with a concrete floor and aprox 6 and a 1/2ft height. The large fully fenced backyard is the perfect space to invite family and friends over for a BBQ, and on a rainy day the covered back porch is the ideal space for a glass of wine and great book! The current owners have invested over $60,000 of upgrades the house roof was replaced in 2019, windows and doors aprox 2015, furnace is aprox 10 years old and recently serviced, garage roof 2025, most interior renovations were all completed between 2025-2026. There is not much to do but move in and make it your home. 24 hour irrevocable on all offers please.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Concrete Block
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60.92 x 121.03 Feet
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $3,530 (2026)
Location
- Neighbourhood
- 901 - Smiths Falls
- Cross Street
- Lombard St,Merrick St
- Direction Faces
- East
Listing
- MLS® Number
- X13722654
- Days on Market
- 52
- Listed On
- 2026-08-27
- Possession
- TBA
- Listed By
- INNOVATION REALTY LTD
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- fridge,stove,microwave,dishwasher,hoodfan,washer,dryer,all attached light fixtures,mirrors above bathroom vanity,window unit a/c
- Rental items
- hot water tank
Mortgage calculator
Estimated mortgage payment
$1,859 per month
- Principal and interest
- $1,859
- Property tax
- $294
- Condo fees
- $0
- Estimated monthly cost
- $2,153
Your mortgage
- Mortgage amount
- $335,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $221,848
Cash to close
- Down payment
- $83,980
- Land transfer tax
- $4,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $88,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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