$1,450,000
Est. payment $6,420/moCalculate yours
5 PHILLIP Street, South Huron, ON N0M 1T0
Stephen, South Huron, ON N0M 1T0
- 7 Beds
- 5 Baths
- 3,500 Sq Ft
Listing courtesy of RE/MAX BLUEWATER REALTY INC. MLS® X13642116
About this home
Private oasis in the gated community of Oakwood Park, Grand Bend. This property is the perfect blend of character featuring the original 2 bedroom cottage built in the 1920s with a spacious 3 level addition in 2002 to create a 3600 sqft living space featuring 7 bedrooms, 5 bathrooms, 4 fireplaces, 2 kitchens, spacious screened in patio with heated floors and space for the whole family to enjoy life by the beach on a double wide lot. The home offers great curb appeal with a mature tree setting, granite stone retaining walls leading to landscaped gardens, stamped concrete front patio, composite accent shakes with vinyl siding exterior and terraced stone leading to the lower level walkout patio. Inside, the original cottage brings back the charm with a galley style kitchen leading to a large eating area with a natural wood fireplace on a stone accent wall. Spacious living room rebuilt in the 90s offers wood cathedral ceilings, a wall of windows for natural light throughout and space to unwind. 2 bedrooms and a full bathroom so it has everything if you wanted to create a separate living area. The three level newer addition brings functional living space and modern amenities to the home. The main floor offers an open concept great room that includes pecan hardwood flooring, gas fireplace in the living room, granite countertops with sit up bar in the kitchen, stainless steel appliances and eating area. Upstairs you have your primary bedroom suite complete with exposed wood beams on a cathedral ceiling, gas fireplace, walk in closet, and full ensuite bath with heated floors and tile shower. 2 additional bedrooms, sitting area and full bath complete the second level with another 2 bedrooms and full bath finishing off the main floor. Walk out lower level with heated floors includes a family room with a gas fireplace on a stone accent wall, hot tub room with exterior vent, bathroom and laundry. New furnace and AC 2026. Just steps to private sandy beach and Oakwood Golf Course
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 3,500 sqft
Interior
- Bedrooms
- 7
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Partial Basement, Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Other
- Foundation
- Concrete, Concrete Block
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 102.86 Feet
- Parking
- None garage · 5 total
- Zoning
- LR1-2
Financial
- Property Taxes
- $9,532 (2025)
Location
- Neighbourhood
- Stephen
- Cross Street
- Phillip Street & Frances Crescent
- Direction Faces
- South
Listing
- MLS® Number
- X13642116
- Days on Market
- 74
- Listed On
- 2026-08-05
- Possession
- fleixable
- Listed By
- RE/MAX BLUEWATER REALTY INC.
Rooms
Features
Interior
- Guest Accommodations
- On Demand Water Heater
Property
- Beach
- Golf
- Lake Access
- Lake/Pond
Pool
- None
- Included
- washer, dryer, 2 fridges, 2 stoves, 2 dishwashers, on demand HW heater, microwave
- Excluded
- All hanging artwork and mirrors except bathroom mirrors
Mortgage calculator
Estimated mortgage payment
$6,420 per month
- Principal and interest
- $6,420
- Property tax
- $794
- Condo fees
- $0
- Estimated monthly cost
- $7,215
Your mortgage
- Mortgage amount
- $1,160,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $766,086
Cash to close
- Down payment
- $290,000
- Land transfer tax
- $25,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $315,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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