Gurvinder Nokwal REALTOR®
For Sale Detached 116 days on market

$449,000

Est. payment $1,988/moCalculate yours

503 Bay Street, South Bruce Peninsula, ON N0H 2T0

South Bruce Peninsula, South Bruce Peninsula, ON N0H 2T0

  • 2 Beds
  • 1 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of Century 21 Millennium Inc. MLS® X13483760

About this home

Welcome to the timeless charm of Oliphant. Set on a spacious double lot with beautiful views of Lake Huron just across the road, this classic 3-season cottage offers the kind of relaxed lakeside lifestyle that keeps families returning year after year. Lovingly enjoyed for generations, this cottage is full of character and provides a wonderful opportunity for those looking to enjoy the Bruce Peninsula at their own pace. While not a modern or luxurious retreat, it offers something increasingly difficult to find - a genuine cottage experience where days are spent at the beach, evenings are dedicated to spectacular sunsets, and memories are made with family and friends. Inside, you’ll find a bright, open living space with a wood-burning fireplace, two bedrooms, one bathroom, and plenty of windows to take in the surrounding natural beauty. Outside, the generous lot provides ample room for outdoor games, campfires, entertaining, or future possibilities. Located directly across from the waters of Lake Huron, you’ll enjoy easy access to swimming, boating, fishing, paddling, hiking, and everything that makes Oliphant such a sought-after destination. Whether you’re searching for a seasonal getaway to enjoy as-is or a property with potential to make your own over time, this cottage offers an affordable opportunity to secure your place in one of the Bruce Peninsula’s most beloved waterfront communities. Come experience the sunsets, the lake breezes, and the simple pleasures of cottage life in Oliphant.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Vinyl Siding
Foundation
Piers
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
132.35 x 165 Feet
Parking
Attached garage · 4 total
Zoning
R2

Financial

Property Taxes
$1,648 (2025)

Location

Neighbourhood
South Bruce Peninsula
Cross Street
McLachlan Street
Direction Faces
West

Listing

MLS® Number
X13483760
Days on Market
116
Listed On
2026-06-24
Possession
Flexible
Listed By
Century 21 Millennium Inc.

Features

Interior

  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned

Property

  • Beach
  • Campground
  • Hospital
  • Marina
  • School Bus Route
  • School

Pool

  • None
Included
Cottage can be sold with all furnishings, dishes ect, or can be emptied for buyers. Appliances will stay, fridge, stove, washer/dryer combo
Excluded
Some peices of artwork

Mortgage calculator

Minimum for this price: $22,450 (5%)

Amortization, years

Estimated mortgage payment

$1,988 per month

Principal and interest
$1,988
Property tax
$137
Estimated monthly cost
$2,125

Your mortgage

Mortgage amount
$359,200
Mortgage insurance
Not needed
Interest over 25 years
$237,222

Cash to close

Down payment
$89,800
Land transfer tax
$5,455
Total, before legal fees
$95,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

503 Bay Street, South Bruce Peninsula, ON N0H 2T0 South Bruce Peninsula, South Bruce Peninsula, ON N0H 2T0
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$449,000 503 Bay Street, South Bruce Peninsula, ON N0H 2T0
Request a showing