$1,399,900
Est. payment $6,198/moCalculate yours
511 Centre Street S, Whitby, ON L1N 4W5
Downtown Whitby, Whitby, ON L1N 4W5
- 4 Beds
- 4 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of TANYA TIERNEY TEAM REALTY INC. MLS® E13830758
About this home
INCREDIBLE century home in highly sought-after Olde Whitby, blending timeless charm & character with exceptional modern updates! Upgraded top to bottom with immaculate finishes, custom millwork, crown moulding, pot & sconce lighting, built-in speakers, shiplap & thoughtful details throughout. Set on a manicured 58 x 136 ft lot with lush gardens, ample parking, cozy front porch & detached garage with 6.64 x 4.39 m workshop addition. The private backyard oasis features a wrought-iron-gated inground pool, custom pool house, natural stone patio, mature trees, pergola, gazebo & ambient exterior lighting. Inside feels straight from the pages of a magazine! Elegant living room with wainscotting & front garden views. Formal dining room with stunning waffle ceiling. Gourmet kitchen with granite counters, subway tile backsplash, extended cabinetry, under & in-cabinet lighting, pantry, breakfast bar & breakfast nook with built-in chef’s desk, seating & garden-door walkout to the backyard. Convenient anteroom with heated ceramic floors & picturesque garden views. Upstairs offers 3 generous bedrooms with closet organizers, including a beautiful primary retreat with beamed ceiling & shiplap detail. Fabulous loft provides additional living space with gas fireplace, built-in bookcase & desk, 2pc bath, vaulted ceiling & skylight-perfect for a home office, study or 4th bedroom. Finished basement with separate side entry, rec room, built-in closet, 3pc bath, above-grade windows, laundry & ample storage. Homes like this rarely come to market! Steps to parks, schools & transit, with easy Hwy 401 access, GO Train & close to downtown Whitby shops, restaurants & amenities. A truly special home!
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Kitchens
- 1
- Total Rooms
- 9
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 58.68 x 136 Feet
- Parking
- Detached garage · 6 total
- Zoning
- Residential
Financial
- Property Taxes
- $6,843 (2026)
Location
- Neighbourhood
- Downtown Whitby
- Cross Street
- Brock St S & Ontario St W
- Direction Faces
- East
Listing
- MLS® Number
- E13830758
- Days on Market
- 23
- Listed On
- 2026-09-25
- Possession
- Flexible
- Listed By
- TANYA TIERNEY TEAM REALTY INC.
Rooms
Features
Interior
- Central Vacuum
- Storage
Property
- Fenced Yard
- Park
- Library
- Public Transit
- School
Pool
- Inground
- Included
- All appliances, custom window coverings, electric light fixtures, central vacuum & equipment. Pool liner, pump & heater updated in 2021.
- Excluded
- Lighting in the foyer, breakfast area, light over island. All shelving, benches & equipment in the workshop. Fridge/freezer in basement, living room TV cabinet (not attached)
- Rental items
- Reliance hot water tank
Mortgage calculator
Estimated mortgage payment
$6,198 per month
- Principal and interest
- $6,198
- Property tax
- $570
- Condo fees
- $0
- Estimated monthly cost
- $6,769
Your mortgage
- Mortgage amount
- $1,119,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $739,616
Cash to close
- Down payment
- $279,980
- Land transfer tax
- $24,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $304,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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