Gurvinder Nokwal REALTOR®
For Sale Detached 116 days on market

$843,800 ↓ $21,000 from $864,800

Est. payment $3,736/moCalculate yours

521 Ranch Road, Kawartha Lakes, ON K0M 1A0

Verulam, Kawartha Lakes, ON K0M 1A0

  • 3 Beds
  • 2 Baths
  • 2 Garage
  • 700 Sq Ft

Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE MLS® X13484548

About this home

Stunning fully renovated 3-bedroom, 2-bath raised bungalow showcasing exceptional craftsmanship and high-end finishes throughout. FULLY FURNISHED & TURNKEY - Just mins to Bobcaygeon and short walk to Sturegon Lake access. Exceptional opportunity to own a beautifully renovated, fully furnished Kawartha Lakes retreat where everything has already been done! With both levels predominantly above grade, the bright, airy layout feels more like a two-storey home than a traditional bungalow. The spectacular open-concept main level features a designer kitchen with quartz countertops, built-in appliances, abundant cabinetry, and open concept to dining and living. Walk out to the impressive 47-ft wraparound sundeck, perfect for relaxing, dining, or hosting family and friends.*** The lower level offers an incredible primary retreat complete with a luxurious 5-piece ensuite bath that must be seen to be appreciated. A spacious family room with electric fireplace creates a warm and inviting atmosphere, complemented by a built-in bar area for entertaining. A walkout to the backyard enhances the indoor-outdoor lifestyle.***Over $250,000 spent in renovations and upgrades since 2021***Additional features include a private, treed lot offering exceptional privacy, a 17′ x 10′ guest bunkie. BONUS: newly built 26′ x 22′ insulated and heated garage with built-in cabinetry and shelving. Enjoy a private patio with fire pit, perennial gardens, and convenient dry storage under the deck. The expansive 90′ x 22′ driveway provides ample parking for a motorhome, boat, or recreational toys.***Unbeatable location just 5 minutes to Bobcaygeon for restaurants and amenities, and only a 2-minute stroll down the laneway to public access on beautiful Sturgeon Lake for swimming or launching your boat.***This is a rare turnkey opportunity offering luxury, privacy, and lifestyle in one exceptional package. ***Bring your fussiest client-they will not be disappointed*** Shows a 10!!!

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
Sold Conditional
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Finished, Finished with Walk-Out

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
120 x 100 Feet
Parking
Detached garage · 14 total
Zoning
R1

Financial

Property Taxes
$2,757 (2026)

Location

Neighbourhood
Verulam
Cross Street
Hwy 36 & Ranch Rd
Direction Faces
West

Listing

MLS® Number
X13484548
Days on Market
116
Listed On
2026-06-24
Possession
45 days/TBA
Listed By
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

Room Level Dimensions
Laundry Main 5′ 1″ × 3′ 3″
Living Room Main 21′ 9″ × 11′ 3″
Dining Room Main -
Kitchen Main 16′ 7″ × 11′ 0″
Primary Bedroom Lower 14′ 1″ × 11′ 1″
Bedroom 3 Main 9′ 10″ × 9′ 2″
Family Room Main 20′ 7″ × 15′ 5″
Bedroom 2 Main 11′ 7″ × 8′ 10″

Features

Interior

  • Built-In Oven
  • Countertop Range
  • In-Law Capability

Property

  • Level
  • Wooded/Treed

Pool

  • None
Included
Fridge, cooktop, B/I oven, microwave, bar fridge, bunkie appliances and furniture, water softener, U/V filtration system** Much of the newer high-end furnishings are negotiable - Great turnkey opportunity - Move in and enjoy!!

Mortgage calculator

Minimum for this price: $59,380 (7.04%)

Amortization, years

Estimated mortgage payment

$3,736 per month

Principal and interest
$3,736
Property tax
$230
Estimated monthly cost
$3,966

Your mortgage

Mortgage amount
$675,040
Mortgage insurance
Not needed
Interest over 25 years
$445,809

Cash to close

Down payment
$168,760
Land transfer tax
$13,351
Total, before legal fees
$182,111
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

521 Ranch Road, Kawartha Lakes, ON K0M 1A0 Verulam, Kawartha Lakes, ON K0M 1A0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$843,800 521 Ranch Road, Kawartha Lakes, ON K0M 1A0
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