$843,800
↓ $21,000 from $864,800
Est. payment $3,736/moCalculate yours
521 Ranch Road, Kawartha Lakes, ON K0M 1A0
Verulam, Kawartha Lakes, ON K0M 1A0
- 3 Beds
- 2 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE MLS® X13484548
About this home
Stunning fully renovated 3-bedroom, 2-bath raised bungalow showcasing exceptional craftsmanship and high-end finishes throughout. FULLY FURNISHED & TURNKEY - Just mins to Bobcaygeon and short walk to Sturegon Lake access. Exceptional opportunity to own a beautifully renovated, fully furnished Kawartha Lakes retreat where everything has already been done! With both levels predominantly above grade, the bright, airy layout feels more like a two-storey home than a traditional bungalow. The spectacular open-concept main level features a designer kitchen with quartz countertops, built-in appliances, abundant cabinetry, and open concept to dining and living. Walk out to the impressive 47-ft wraparound sundeck, perfect for relaxing, dining, or hosting family and friends.*** The lower level offers an incredible primary retreat complete with a luxurious 5-piece ensuite bath that must be seen to be appreciated. A spacious family room with electric fireplace creates a warm and inviting atmosphere, complemented by a built-in bar area for entertaining. A walkout to the backyard enhances the indoor-outdoor lifestyle.***Over $250,000 spent in renovations and upgrades since 2021***Additional features include a private, treed lot offering exceptional privacy, a 17′ x 10′ guest bunkie. BONUS: newly built 26′ x 22′ insulated and heated garage with built-in cabinetry and shelving. Enjoy a private patio with fire pit, perennial gardens, and convenient dry storage under the deck. The expansive 90′ x 22′ driveway provides ample parking for a motorhome, boat, or recreational toys.***Unbeatable location just 5 minutes to Bobcaygeon for restaurants and amenities, and only a 2-minute stroll down the laneway to public access on beautiful Sturgeon Lake for swimming or launching your boat.***This is a rare turnkey opportunity offering luxury, privacy, and lifestyle in one exceptional package. ***Bring your fussiest client-they will not be disappointed*** Shows a 10!!!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Sold Conditional
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 120 x 100 Feet
- Parking
- Detached garage · 14 total
- Zoning
- R1
Financial
- Property Taxes
- $2,757 (2026)
Location
- Neighbourhood
- Verulam
- Cross Street
- Hwy 36 & Ranch Rd
- Direction Faces
- West
Listing
- MLS® Number
- X13484548
- Days on Market
- 116
- Listed On
- 2026-06-24
- Possession
- 45 days/TBA
- Listed By
- COLDWELL BANKER THE REAL ESTATE CENTRE
Rooms
Features
Interior
- Built-In Oven
- Countertop Range
- In-Law Capability
Property
- Level
- Wooded/Treed
Pool
- None
- Included
- Fridge, cooktop, B/I oven, microwave, bar fridge, bunkie appliances and furniture, water softener, U/V filtration system** Much of the newer high-end furnishings are negotiable - Great turnkey opportunity - Move in and enjoy!!
Mortgage calculator
Estimated mortgage payment
$3,736 per month
- Principal and interest
- $3,736
- Property tax
- $230
- Condo fees
- $0
- Estimated monthly cost
- $3,966
Your mortgage
- Mortgage amount
- $675,040
- Mortgage insurance
- Not needed
- Interest over 25 years
- $445,809
Cash to close
- Down payment
- $168,760
- Land transfer tax
- $13,351
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $182,111
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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