$399,000
Est. payment $1,767/moCalculate yours
523 Bagot Street, Kingston, ON K7K 3C8
22 - East of Sir John A. Blvd, Kingston, ON K7K 3C8
- 1 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13813310
About this home
For me, the intersection of Raglan Road and Bagot Street marks the centre of the Inner Harbour. The Cataraqui River is just to the east, McBurney Park a few blocks to the south-west, and the downtown core a seven-minute walk along Bagot. It is the city’s most vibrant neighbourhood, salted now with coffee shops and yoga shacks, pizza joints and thrift shops. Gentrification has changed much about the neighbourhood’s demographics and politics, as well as the streetfronts and insulation values, but the Swamp Ward’s history sits close to the surface still. There are abandoned coal delivery laneways tucked behind many of the homes, like hidden seams in a quilt. Old newspaper headlines stuffed into the walls, next to the horsehair. I wouldn’t live anywhere else. If you feel the same way, 523 Bagot St may provide you with an inexpensive way to set up shop. A detached home with a metal roof and parking for two cars offered for under $400,000 is rare. Add to that the pine floors like a hive’s worth of warmed honey in the upstairs loft (a splendid second bedroom with a weekend’s work), the clawfoot tub, the 2024 furnace and air conditioning, and that lure begins to feel irresistible.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 27.82 x 41.63 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,166 (2025)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- Bagot and Raglan
- Direction Faces
- East
Listing
- MLS® Number
- X13813310
- Days on Market
- 26
- Listed On
- 2026-09-22
- Listed By
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Rooms
Features
Interior
- None
Pool
- None
- Included
- Refrigerator, stove, dishwasher, washer/dryer combo.
Mortgage calculator
Estimated mortgage payment
$1,767 per month
- Principal and interest
- $1,767
- Property tax
- $264
- Condo fees
- $0
- Estimated monthly cost
- $2,031
Your mortgage
- Mortgage amount
- $319,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $210,806
Cash to close
- Down payment
- $79,800
- Land transfer tax
- $4,460
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,260
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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