$399,900
Est. payment $1,771/moCalculate yours
523 Lyndale Road, White River, ON P0M 3G0
White River, ON P0M 3G0
- 2 Beds
- 1 Baths
- 1 Garage
Listing courtesy of Exit Realty True North MLS® X13887288
About this home
Welcome to your own slice of Northern Ontario paradise on the shores of beautiful Picnic Lake in White River. Lovingly maintained and enjoyed by the same owners for over 40 years, this waterfront property showcases exceptional pride of ownership throughout. Set on just under 2 acres and bordering Crown land for added privacy, this drive-in property features a charming two-bedroom open-concept home, a screened-in porch, patio, manicured grounds, mature trees, a lakeside sauna, detached garage with space for processing and storage, and an additional shed. With year-round municipal road access, a well and septic system, and plenty of room for family and future expansion, this is a rare opportunity to enjoy waterfront living in a peaceful and private setting.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 2
- Basement
- Crawl Space
Building & Systems
- Heating
- Woodburning (Wood)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Post & Pad, Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- < .50 acres
- Parking
- Other garage
- Zoning
- Single Family Detached on Water
Financial
- Property Taxes
- $3,642 (2025)
Location
- Direction Faces
- South
Listing
- MLS® Number
- X13887288
- Days on Market
- 123
- Listed On
- 2026-06-17
- Listed By
- Exit Realty True North
Rooms
Features
Interior
- Sauna
- Other
Property
- Waterfront
Community
- Wooded
- Park
Pool
- None
- Included
- Fridge, stove, washer, dryer, snowblower
- Excluded
- Personal items
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $304
- Condo fees
- $0
- Estimated monthly cost
- $2,074
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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