$899,000
Est. payment $3,981/moCalculate yours
525 Gate Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 2 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13802248
About this home
Charming 1.5 storey home in original condition, offering convenient main-floor living. Situated on large 86 foot by 140 foot lot with loads of potential. The main level features a bright kitchen, dining room, living room, primary bedroom, 4-piece bathroom and laundry closet. Upstairs, you’ll find an additional bedroom and a versatile office space. The basement includes a workshop area and offers more space for future finishing. Additional features include a 200-amp electrical panel. Enjoy the good-sized backyard, along with a carport, covered deck and private drive.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- None
- Exterior
- Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 86 x 140.8 Feet
- Parking
- Carport garage · 3 total
Financial
- Property Taxes
- $4,450 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- ANNE STREET AND JOHN STREET WEST
- Direction Faces
- South
Listing
- MLS® Number
- X13802248
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- TBD
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$3,981 per month
- Principal and interest
- $3,981
- Property tax
- $371
- Condo fees
- $0
- Estimated monthly cost
- $4,351
Your mortgage
- Mortgage amount
- $719,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $474,973
Cash to close
- Down payment
- $179,800
- Land transfer tax
- $14,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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