$1,129,900
Est. payment $5,003/moCalculate yours
527 Harp Lake Road, Huntsville, ON P1H 2J6
Chaffey, Huntsville, ON P1H 2J6
- 4 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X13805692
About this home
Welcome to life on Harp Lake, where every season brings something to enjoy. Set among mature trees in a beautiful natural setting, this well-maintained 4 bedroom, 3 bathroom property offers the perfect balance of comfort, space, and connection to the outdoors. The expansive elevated deck is a standout feature, capturing serene lake views and creating an easy place to gather, entertain, or simply slow down and take it all in. A gently sloping lot leads you to the waterfront, complemented by granite steps that guide you down to a thoughtfully designed shoreline with a dock for swimming, boating, and enjoying time on the lake. Evenings are best spent around the fire pit, while the hot tub and sauna offer a quiet place to unwind after a full day outside. Inside, the space is warm and welcoming with room for family and guests, and the separate living quarters above the garage provide flexibility for visitors, extended family, or a private workspace. Designed for year round use, this property has been enjoyed in every season, from summer days on the water to snowy winter weekends. Stay connected with Starlink internet. Located less than 15 minutes from Huntsville and close to Deerhurst Resort, Hidden Valley ski hill, golf courses, the trails of Limberlost Forest and Wildlife Reserve and Algonquin Park, it offers both convenience and access to some of Muskoka’s best outdoor experiences. A special place on Harp Lake, ready for its next chapter.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100.64 x 160.52 Feet
- Parking
- Attached garage · 6 total
- Zoning
- WR2
Financial
- Property Taxes
- $6,303 (2026)
Location
- Neighbourhood
- Chaffey
- Cross Street
- Harp Lake Rd & Sydney Trail
- Direction Faces
- South
Listing
- MLS® Number
- X13805692
- Days on Market
- 29
- Listed On
- 2026-09-19
- Possession
- Flexible
- Listed By
- Coldwell Banker Thompson Real Estate
Rooms
Features
Interior
- Water Heater Owned
Property
- School Bus Route
- Hospital
- Waterfront
- Golf
- Skiing
Pool
- None
- Included
- Washer, Dryer, Stove, Microwave, Dishwasher, Hot Tub, Refrigerator (Main Level Kitchen), Refrigerator (2nd Level), Range Hood, Refrigerator (Lower Level Storage), Hot Water Tank Owned, Window Coverings, Bathroom Mirrors, Light Fixtures, 2 Ceiling Fans (Lower Level Rec Room and Main Level Hallway), Approximately 4 Cords of Outdoor wood, T.V. and Wall Mount (Main Level Bedroom), Security Camera (Above Garage), Swimming Raft. Two paddle boats, two kayaks and paddles, Wind surfer board. (Boat can be negotiated outside of the deal) Starlink Hardware
- Excluded
- Staging Items, Personal Items, Bedroom Mirror (2nd Level), Small Wooden Shelf (Main Living Room), T.V. and Wall Mount (Main Living Room), Small Wall Shelf going down lower level stairs, Electric Fireplace and Corner Cabinet (Main Level Entrance Living Room), Generator, Wood Shelf (Main Entry Living)
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$5,003 per month
- Principal and interest
- $5,003
- Property tax
- $525
- Condo fees
- $0
- Estimated monthly cost
- $5,528
Your mortgage
- Mortgage amount
- $903,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $596,966
Cash to close
- Down payment
- $225,980
- Land transfer tax
- $19,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $245,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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