$535,000
↓ $14,900 from $549,900
Est. payment $2,369/moCalculate yours
528 Guy Street, Overbrook - Castleheights and Area, ON K1K 1B9
3503 - Castle Heights, Overbrook - Castleheights and Area, ON K1K 1B9
- 4 + 1 Beds
- 2 Baths
- 3,000 Sq Ft
Listing courtesy of RE/MAX HALLMARK PILON GROUP REALTY MLS® X13596528
About this home
Excellent opportunity for investors or owner-occupants with this well-maintained up-and-down duplex offering strong income potential and flexible living arrangements. Live in one unit while generating rental income from the other, or maximize your investment by renting both units. The main floor unit is currently vacant and features a spacious layout with 1 bedroom and the potential for a second bedroom in the lower level. This unit offers a bright eat-in kitchen, generous living and dining/family room areas, ample storage space, and an updated bathroom. The vacant status provides immediate occupancy for an owner-user or the opportunity to secure market rent. The upper unit features 2 bedrooms, a spacious living room, dedicated laundry area, and a private south-facing balcony that enjoys excellent natural light throughout the day. This unit is currently rented at $995/month, providing immediate income from day one. Several major updates have already been completed, helping to reduce future capital expenses and providing peace of mind for the next owner. Improvements include a new roof (2023), gas furnace (2018), hot water tanks (2015), renovated main floor bathroom (2014), and weeping tile with sump pump installation in the basement (2009). The property offers manageable operating costs with 2025 expenses including approximately $816 for water, $1,044 for hydro servicing the main floor, common areas and upper unit common services, and approximately $1,700 annually for Enbridge natural gas heating serving both units. Whether you’re looking to offset your mortgage through rental income, expand your investment portfolio, or secure a property with future upside, this duplex offers flexibility, functionality, and long-term value. With one unit already generating income and the other available for immediate occupancy or rental, this is an excellent opportunity in today’s market. Some photos virtually staged.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 3,000 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 109 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $3,995 (2025)
Location
- Neighbourhood
- 3503 - Castle Heights
- Cross Street
- Guy / St Laurent
- Direction Faces
- South
Listing
- MLS® Number
- X13596528
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- TBA
- Listed By
- RE/MAX HALLMARK PILON GROUP REALTY
Rooms
Features
Interior
- None
Pool
- None
- Included
- Refrigerator x2, Stove x2, Washer x2, Dryer x2
- Rental items
- Hot Water Tank -Gas
Mortgage calculator
Estimated mortgage payment
$2,369 per month
- Principal and interest
- $2,369
- Property tax
- $333
- Condo fees
- $0
- Estimated monthly cost
- $2,702
Your mortgage
- Mortgage amount
- $428,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $282,659
Cash to close
- Down payment
- $107,000
- Land transfer tax
- $7,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $114,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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