$429,000
↓ $20,000 from $449,000
Est. payment $1,900/moCalculate yours
53 Kinsey Street, St. Catharines, ON L2S 1E2
458 - Western Hill, St. Catharines, ON L2S 1E2
- 2 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X13479766
About this home
Rare opportunity to own a legal duplex in a prime St. Catharines location with vacant possession of both units. Whether you’re an investor looking to maximize rental income with market rents or a buyer seeking a mortgage helper, this property offers exceptional flexibility. The main level features a spacious 2-bedroom unit with basement access, while the upper level offers a bright 1-bedroom suite with its own private entrance. Situated on a generous lot with ample parking, a large backyard, and efficient radiant heating, this property is ideally located near Ridley College, Brock University, downtown St. Catharines, major transit routes, schools, shopping, and healthcare facilities. An excellent opportunity to live in one unit and rent the other, or add a turnkey income property to your portfolio.
Property details
Overview
- Property Type
- Duplex
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Full
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 105 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $2,840 (2025)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- Pelham Rd to Kinsey St
- Direction Faces
- North
Listing
- MLS® Number
- X13479766
- Days on Market
- 117
- Listed On
- 2026-06-23
- Possession
- Flexible
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Accessory Apartment
Pool
- None
- Included
- 2 fridges, 2 stoves, clothes washer and dryer.
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$1,900 per month
- Principal and interest
- $1,900
- Property tax
- $237
- Condo fees
- $0
- Estimated monthly cost
- $2,136
Your mortgage
- Mortgage amount
- $343,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $226,656
Cash to close
- Down payment
- $85,800
- Land transfer tax
- $5,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $90,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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