Gurvinder Nokwal REALTOR®
For Sale Duplex 117 days on market

$429,000 ↓ $20,000 from $449,000

Est. payment $1,900/moCalculate yours

53 Kinsey Street, St. Catharines, ON L2S 1E2

458 - Western Hill, St. Catharines, ON L2S 1E2

  • 2 + 1 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of EXP REALTY MLS® X13479766

About this home

Rare opportunity to own a legal duplex in a prime St. Catharines location with vacant possession of both units. Whether you’re an investor looking to maximize rental income with market rents or a buyer seeking a mortgage helper, this property offers exceptional flexibility. The main level features a spacious 2-bedroom unit with basement access, while the upper level offers a bright 1-bedroom suite with its own private entrance. Situated on a generous lot with ample parking, a large backyard, and efficient radiant heating, this property is ideally located near Ridley College, Brock University, downtown St. Catharines, major transit routes, schools, shopping, and healthcare facilities. An excellent opportunity to live in one unit and rent the other, or add a turnkey income property to your portfolio.

Property details

Overview

Property Type
Duplex
Style
1 1/2 Storey
For
For Sale
Status
Price Change
Size
1,100 sqft

Interior

Bedrooms
2 + 1
Bathrooms
2
Kitchens
2
Basement
Full

Building & Systems

Heating
Radiant (Gas)
Cooling
Window Unit(s)
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
35 x 105 Feet
Parking
None garage · 3 total

Financial

Property Taxes
$2,840 (2025)

Location

Neighbourhood
458 - Western Hill
Cross Street
Pelham Rd to Kinsey St
Direction Faces
North

Listing

MLS® Number
X13479766
Days on Market
117
Listed On
2026-06-23
Possession
Flexible
Listed By
EXP REALTY

Rooms

Room Level Dimensions
Living Room Second 18′ 0″ × 11′ 7″
Bedroom 2 Main 13′ 0″ × 9′ 6″
Kitchen Second 10′ 11″ × 9′ 10″
Bedroom Main 10′ 8″ × 9′ 5″
Bedroom Second 11′ 6″ × 9′ 10″
Kitchen Main 13′ 3″ × 11′ 6″
Living Room Main 17′ 11″ × 11′ 8″

Features

Interior

  • Accessory Apartment

Pool

  • None
Included
2 fridges, 2 stoves, clothes washer and dryer.
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $21,450 (5%)

Amortization, years

Estimated mortgage payment

$1,900 per month

Principal and interest
$1,900
Property tax
$237
Estimated monthly cost
$2,136

Your mortgage

Mortgage amount
$343,200
Mortgage insurance
Not needed
Interest over 25 years
$226,656

Cash to close

Down payment
$85,800
Land transfer tax
$5,055
Total, before legal fees
$90,855
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

53 Kinsey Street, St. Catharines, ON L2S 1E2 458 - Western Hill, St. Catharines, ON L2S 1E2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$429,000 53 Kinsey Street, St. Catharines, ON L2S 1E2
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