$1,449,900
Est. payment $6,420/moCalculate yours
54 Bruce Street, Cambridge, ON N1R 2E3
Cambridge, ON N1R 2E3
- 6 Beds
- 5 Baths
- 2 Garage
- 3,500 Sq Ft
Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED MLS® X13739760
About this home
A rare opportunity to own one of Galt’s landmark stone homes. Built in 1859 by master stone masons Thomas and James Dalgleish and recently added to Cambridge’s Heritage Registry, this three-storey residence offers 4,780 sq ft, 6 bedrooms and 5 bathrooms on a generous, fully fenced lot. Character is everywhere: deep stone walls, arched window openings, original woodwork, stained glass, pocket doors, and two wood-burning fireplaces anchoring the main living spaces. Just as important, the heavy lifting is done. Over $200,000 in renovations since 2022 includes a full electrical upgrade removing knob and tube, updated plumbing, air conditioning on all three floors, refinished hardwood, and a fully renovated European-style kitchen with custom cabinetry and new appliances. The third floor is a self-contained suite with its own kitchen, bathroom, separate entrance, and a private sunroom off the bedroom. Ideal for extended family, guests, or a home office wing, it offers flexibility rarely found in a heritage property. Outside: mature trees, two covered porches, and a large detached 2-car garage. Downtown Galt, the farmers’ market, and the Grand River are a five-minute walk away. A heritage dossier prepared by architect Eric Rodrigues, Founding Principal of Boldera Architecture, accompanies the listing, providing both an assessment of the home’s architectural significance and a roadmap for its future. More than 160 years on, 54 Bruce Street is ready for its next chapter.
Property details
Overview
- Property Type
- Detached
- Style
- 3-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 3,500 sqft
Interior
- Bedrooms
- 6
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Unfinished, Full, Walk-Up
Building & Systems
- Heating
- Water (Gas)
- Cooling
- Wall Unit(s)
- Exterior
- Board & Batten , Stone
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 109 x 135 Feet
- Parking
- Detached garage · 9 total
- Zoning
- R4
Financial
- Property Taxes
- $8,207 (2026)
Location
- Cross Street
- Main Street & Bruce Street
- Direction Faces
- North
Listing
- MLS® Number
- X13739760
- Days on Market
- 46
- Listed On
- 2026-09-02
- Possession
- Flexible
- Listed By
- CHESTNUT PARK REAL ESTATE LIMITED
Rooms
Features
Interior
- Auto Garage Door Remote
- In-Law Suite
- Water Softener
Property
- Fenced Yard
- Hospital
- Park
- Place Of Worship
- Public Transit
- School
Pool
- None
- Included
- Remote-controlled garage door opener, refrigerator, stove, dishwasher, washer and dryer on main floor, refrigerator on the third level, primary bedroom wardrobes, all electric light fixtures, bathroom mirrors.
- Excluded
- Primary bedroom and nursery curtains & rods, all mirrors in home (excluding bathrooms).
- Rental items
- Hot water heater & Viessman boiler
Mortgage calculator
Estimated mortgage payment
$6,420 per month
- Principal and interest
- $6,420
- Property tax
- $684
- Condo fees
- $0
- Estimated monthly cost
- $7,104
Your mortgage
- Mortgage amount
- $1,159,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $766,033
Cash to close
- Down payment
- $289,980
- Land transfer tax
- $25,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $315,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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