$665,000
↓ $20,000 from $685,000
Est. payment $2,944/moCalculate yours
54 Chestnut Street E, St. Catharines, ON L2T 1H1
455 - Secord Woods, St. Catharines, ON L2T 1H1
- 5 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of REVEL REALTY INC. MLS® X13748268
About this home
Turnkey duplex with value-add potential! This well-maintained income property features two self-contained units, including a 3-bedroom main-floor suite and a 2-bedroom upper suite. Generating rental income from day one, the property also offers a full unfinished basement with a separate entrance and impressive 10-foot ceilings, creating exciting possibilities for future expansion. Set on a generous lot with rear lane access, this property offers a unique opportunity for investors seeking growth, additional income potential, or future redevelopment. Centrally located near shopping, schools, transit, and all downtown St. Catharines amenities. Whether you’re looking to expand your portfolio or live in one unit while renting the other, this property checks all the boxes.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Development Potential, Separate Entrance, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air, Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 132 Feet
- Parking
- None garage · 6 total
- Zoning
- r2
Financial
- Property Taxes
- $5,069 (2025)
Location
- Neighbourhood
- 455 - Secord Woods
- Cross Street
- Glendale x Bessey
- Direction Faces
- South
Listing
- MLS® Number
- X13748268
- Days on Market
- 43
- Listed On
- 2026-09-05
- Possession
- Flexible
- Listed By
- REVEL REALTY INC.
Rooms
Features
Interior
- In-Law Capability
- Separate Hydro Meter
Property
- Place Of Worship
- Park
- School
- Public Transit
Pool
- None
- Included
- 2 fridges, 2 stoves, 2 washers, 2 dryers
- Rental items
- HWH
Mortgage calculator
Estimated mortgage payment
$2,944 per month
- Principal and interest
- $2,944
- Property tax
- $422
- Condo fees
- $0
- Estimated monthly cost
- $3,367
Your mortgage
- Mortgage amount
- $532,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $351,343
Cash to close
- Down payment
- $133,000
- Land transfer tax
- $9,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $142,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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