$389,900
Est. payment $1,726/moCalculate yours
54 MATTHEWS-GARCIA Road, Seguin, ON P2A 2W8
Humphrey, Seguin, ON P2A 2W8
- 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX REALTRON REALTY INC. MLS® X13745738
About this home
Rustic Off-Grid Waterfront Cottage on a Peaceful Non-Motorized Lake With Excellence Fishing. Welcome to your own slice of cottage country in Seguin. This charming 2-bedroom rustic retreat offers 187 feet of south-facing waterfront with beautiful lake views and the peace and tranquility of a non-motorized lake. Full of character and classic cottage charm, this property is an ideal escape for those looking to reconnect with nature and enjoy a slower pace of life.Inside, the cottage features a warm hardwood rustic vibe, propane fireplace, beautiful enclosed sunroom and dining room overlooking the water. Two powder rooms add convenience, with one featuring a rough-in for a shower.Designed for comfortable off-grid living, the property is equipped with a solar-powered system with battery storage and generator backup. Newer roof and septic holding tank.Enjoy peaceful mornings on the porch, afternoons by the water and evenings surrounded by nature. Whether you’re looking for a private cottage getaway or a place to unplug and unwind, this unique waterfront retreat offers the quint essential rustic cottage experience.
Property details
Overview
- Property Type
- Rural Residential
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Other (Propane)
- Cooling
- None
- Exterior
- Board & Batten , Wood
- Foundation
- Piers, Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 187 x 322.83 Feet
- Parking
- None garage · 5 total
- Zoning
- LSR
Financial
- Property Taxes
- $1,494 (2026)
Location
- Neighbourhood
- Humphrey
- Cross Street
- Lawson Bay Rd/Matthews Garcia Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13745738
- Days on Market
- 44
- Listed On
- 2026-09-04
- Listed By
- RE/MAX REALTRON REALTY INC.
Rooms
Features
Interior
- None
Pool
- None
- Included
- All furnishings included 2 Canoes and 1 Kayak(As Is)
- Excluded
- 2 Green Plastic Chairs, Dark Blue & Wood Chair and Foot Rest, Embroidered Chair, All Art work and Personal Effects
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$1,726 per month
- Principal and interest
- $1,726
- Property tax
- $125
- Condo fees
- $0
- Estimated monthly cost
- $1,851
Your mortgage
- Mortgage amount
- $311,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $205,998
Cash to close
- Down payment
- $77,980
- Land transfer tax
- $4,324
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $82,304
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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