$585,000
Est. payment $2,590/moCalculate yours
540 Charlotte Street, Peterborough, ON K9J 2W5
Town Ward 3, Peterborough, ON K9J 2W5
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Stoneguide Realty Limited MLS® X13787104
About this home
Centrally located, well maintained Duplex near downtown core and PRHC. Live in one and rent out the other unit or rent out both. This lovely home is located in the Avenues area and a short walk or transit ride to downtown restaurants and hospital and clinics. It has been nicely upgraded over the past few years and is in excellent condition while still maintaining the charm and character of a century home. The main floor unit is occupied by excellent tenants and features 2 bedrooms, spacious eat-in kitchen with stainless steel appliances, large living room, 4 PC bath and a delightful sunroom. Upper unit is vacant and recently refreshed and features a large bedroom, living room, kitchen, 4 PC bath and a den leading to a bright sunroom. Units have private entry to laundry and storage in the lower level. Yard is fully fenced and private parking at rear for 4 cars (access off of Burrows or St. Joseph). Shingles and eavestrough replaced 2017. 24 hours notice required for showings for main unit. It is currently rented for $2090 inclusive
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Total Rooms
- 15
- Basement
- Unfinished, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick, Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 49 x 97 Feet
- Parking
- None garage · 4 total
- Zoning
- R2
Financial
- Property Taxes
- $5,196 (2026)
Location
- Neighbourhood
- Town Ward 3
- Cross Street
- Monaghan and Charlotte
- Direction Faces
- East
Listing
- MLS® Number
- X13787104
- Days on Market
- 33
- Listed On
- 2026-09-15
- Possession
- TBD
- Listed By
- Stoneguide Realty Limited
Rooms
Features
Interior
- Carpet Free
- Storage Area Lockers
Property
- Fenced Yard
- Hospital
- Library
- Marina
- Public Transit
- Place Of Worship
Pool
- None
- Included
- 2 refrigerators, 2 stoves, 2 dishwashers, washer and dryer.
- Excluded
- Tenant personal belongings.
- Rental items
- Hot water tank, furnace.
Mortgage calculator
Estimated mortgage payment
$2,590 per month
- Principal and interest
- $2,590
- Property tax
- $433
- Condo fees
- $0
- Estimated monthly cost
- $3,023
Your mortgage
- Mortgage amount
- $468,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $309,076
Cash to close
- Down payment
- $117,000
- Land transfer tax
- $8,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $125,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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