Gurvinder Nokwal REALTOR®
For Sale Detached 33 days on market

$585,000

Est. payment $2,590/moCalculate yours

540 Charlotte Street, Peterborough, ON K9J 2W5

Town Ward 3, Peterborough, ON K9J 2W5

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of Stoneguide Realty Limited MLS® X13787104

About this home

Centrally located, well maintained Duplex near downtown core and PRHC. Live in one and rent out the other unit or rent out both. This lovely home is located in the Avenues area and a short walk or transit ride to downtown restaurants and hospital and clinics. It has been nicely upgraded over the past few years and is in excellent condition while still maintaining the charm and character of a century home. The main floor unit is occupied by excellent tenants and features 2 bedrooms, spacious eat-in kitchen with stainless steel appliances, large living room, 4 PC bath and a delightful sunroom. Upper unit is vacant and recently refreshed and features a large bedroom, living room, kitchen, 4 PC bath and a den leading to a bright sunroom. Units have private entry to laundry and storage in the lower level. Yard is fully fenced and private parking at rear for 4 cars (access off of Burrows or St. Joseph). Shingles and eavestrough replaced 2017. 24 hours notice required for showings for main unit. It is currently rented for $2090 inclusive

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
2
Total Rooms
15
Basement
Unfinished, Walk-Up

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Brick, Vinyl Siding
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
49 x 97 Feet
Parking
None garage · 4 total
Zoning
R2

Financial

Property Taxes
$5,196 (2026)

Location

Neighbourhood
Town Ward 3
Cross Street
Monaghan and Charlotte
Direction Faces
East

Listing

MLS® Number
X13787104
Days on Market
33
Listed On
2026-09-15
Possession
TBD
Listed By
Stoneguide Realty Limited

Rooms

Room Level Dimensions
Bedroom Main 8′ 5″ × 14′ 7″
Primary Bedroom Main 13′ 5″ × 12′ 5″
Kitchen Second 7′ 8″ × 15′ 2″
Living Room Main 13′ 5″ × 12′ 9″
- Basement 9′ 1″ × 13′ 1″
Bedroom Second 12′ 7″ × 12′ 10″
Dining Room Main 7′ 7″ × 12′ 5″
Laundry Main 7′ 1″ × 6′ 1″
Kitchen Main 8′ 6″ × 15′ 3″
Other Second 10′ 4″ × 12′ 6″
Sunroom Second 9′ 6″ × 9′ 11″
Bathroom Second 6′ 9″ × 7′ 1″
Other Basement 18′ 10″ × 30′ 0″
Bathroom Main 6′ 2″ × 10′ 1″
Den Second 9′ 0″ × 7′ 5″

Features

Interior

  • Carpet Free
  • Storage Area Lockers

Property

  • Fenced Yard
  • Hospital
  • Library
  • Marina
  • Public Transit
  • Place Of Worship

Pool

  • None
Included
2 refrigerators, 2 stoves, 2 dishwashers, washer and dryer.
Excluded
Tenant personal belongings.
Rental items
Hot water tank, furnace.

Mortgage calculator

Minimum for this price: $33,500 (5.73%)

Amortization, years

Estimated mortgage payment

$2,590 per month

Principal and interest
$2,590
Property tax
$433
Estimated monthly cost
$3,023

Your mortgage

Mortgage amount
$468,000
Mortgage insurance
Not needed
Interest over 25 years
$309,076

Cash to close

Down payment
$117,000
Land transfer tax
$8,175
Total, before legal fees
$125,175
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

540 Charlotte Street, Peterborough, ON K9J 2W5 Town Ward 3, Peterborough, ON K9J 2W5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$585,000 540 Charlotte Street, Peterborough, ON K9J 2W5
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