$674,000
Est. payment $2,984/moCalculate yours
541 Bay Street, Ottawa Centre, ON K1R 6B6
4103 - Ottawa Centre, Ottawa Centre, ON K1R 6B6
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X13780436
About this home
Welcome to 541 Bay Street, a character-filled 2-storey row home tucked onto a quiet block in the heart of Centretown! Bursting with character, it offers 3 bedrooms, 2 bathrooms, and the ultimate downtown luxury, 2 parking spots. Inside, high ceilings draw you through bright living and dining spaces into an updated kitchen finished with stainless steel appliances, classic checkerboard flooring, and a sliding glass barn door. Brand-new windows, fresh flooring, a new furnace, and central air wrap the home in modern comfort. Enjoy a private back deck/patio ideal for BBQing & relaxing. With an exceptional walk score, you’re steps from Bank Street coffee shops, Elgin Street, the Glebe, Parliament Hill, and all downtown amenities. A true urban gem waiting for you to call it home.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Membrane
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 16.5 x 66 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $4,344 (2026)
Location
- Neighbourhood
- 4103 - Ottawa Centre
- Cross Street
- Bay St and Flora St
- Direction Faces
- East
Listing
- MLS® Number
- X13780436
- Days on Market
- 34
- Listed On
- 2026-09-14
- Listed By
- EXP REALTY
Features
Interior
- None
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,984 per month
- Principal and interest
- $2,984
- Property tax
- $362
- Condo fees
- $0
- Estimated monthly cost
- $3,346
Your mortgage
- Mortgage amount
- $539,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $356,098
Cash to close
- Down payment
- $134,800
- Land transfer tax
- $9,955
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $144,755
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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