$599,000
Est. payment $2,652/moCalculate yours
542 Lake Street, St. Catharines, ON L2N 4H8
443 - Lakeport, St. Catharines, ON L2N 4H8
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13688906
About this home
Welcome to 542 Lake Street, a warm and inviting brick bungalow in one of north St. Catharines’ most convenient locations. Set on a beautifully landscaped corner lot surrounded by mature trees, this home offers the space, comfort and practicality that makes bungalow living so appealing. Inside, you’ll find 3+1 bedrooms, 2 full bathrooms and approximately 2,000 sq. ft. of finished living space. The bright living room features hardwood floors and a large picture window, while the spacious eat-in kitchen offers plenty of cabinetry, stainless steel appliances and room for everyday family meals. Three bedrooms, a full bathroom and convenient main-floor laundry make single-level living easy. Downstairs, the fully finished lower level provides a whole second living space with a large rec room, charming exposed brick, cozy gas fireplace, fourth bedroom or home office, a second full bathroom and workshop. The home is comfortably heated by the gas furnace and fireplace; the supplemental baseboard heaters are not required for normal heating. Outside, mature landscaping creates a lovely sense of privacy, with plenty of room to relax and enjoy the yard. An attached garage with interior entry and generous storage is complemented by two driveway entrances, from Lake Street and Prince Edward Street, with parking for four vehicles. The owned solar panels generate additional income (approximately $2,591 in 2025). Major updates include roof (2018), windows (2009), A/C (2012), Trane furnace (2003), solar panels (2013), plus updated bathrooms, kitchen cabinetry and interior/exterior doors. All of this in an established north-end neighbourhood close to shopping, schools, parks and trails, with Lake Ontario and Port Dalhousie just minutes away. A comfortable, spacious home, a fantastic location.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 110 Feet
- Parking
- Attached garage · 5 total
Financial
- Property Taxes
- $4,587 (2026)
Location
- Neighbourhood
- 443 - Lakeport
- Cross Street
- Lake & Linwell
- Direction Faces
- West
Listing
- MLS® Number
- X13688906
- Days on Market
- 61
- Listed On
- 2026-08-18
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Upgraded Insulation
- Water Softener
- Workbench
Property
- Arts Centre
- Beach
- Golf
- Hospital
- Lake/Pond
- Marina
Pool
- None
- Included
- Fridge, gas stove, microwave, dishwasher, washer, dryer, most window coverings and blinds, TV and bracket in rec room, water softener (owned), work bench in workshop, 2 sheds, garage door opener and remotes, solar panels, hot water heater (owned)
- Excluded
- Fridge and freezer in basement, LR drapery and rod, wall-mounted knives in kitchen, water filter under sink, tools and wall-mounted cabinets in workshop
Mortgage calculator
Estimated mortgage payment
$2,652 per month
- Principal and interest
- $2,652
- Property tax
- $382
- Condo fees
- $0
- Estimated monthly cost
- $3,034
Your mortgage
- Mortgage amount
- $479,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,473
Cash to close
- Down payment
- $119,800
- Land transfer tax
- $8,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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