$574,900
Est. payment $2,546/moCalculate yours
55 Kent Street, St. Catharines, ON L2S 1H4
458 - Western Hill, St. Catharines, ON L2S 1H4
- 3 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE MLS® X13690664
About this home
Updated brick bungalow duplex set on a premium 50 x 160 ft ravine lot backing onto 12 Mile Creek in the heart of Western Hill. This fully finished property features a separate entrance to the lower level, offering excellent versatility for investors or multi-generational living. With a total of 5 bedrooms, 2 full bathrooms, and approximately 1,800 sq ft of finished living space, the layout provides comfortable living options on both levels with great functionality throughout. Positioned at the end of a quiet street, this home offers added privacy while still being conveniently located just minutes to downtown St. Catharines, hospital, Brock University, schools, shopping, and all essential amenities. The deep lot with ravine setting provides a unique backdrop and added appeal. Whether you’re looking to add to your investment portfolio or secure a property with built-in income potential, this is a solid opportunity in one of St. Catharines’ fastest-growing neighbourhoods. Photos are from prior to tenancy.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 160.42 Feet
- Parking
- None garage · 3 total
- Zoning
- G1, R2
Financial
- Property Taxes
- $3,568 (2026)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- Glendale Ave x Pelham Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13690664
- Days on Market
- 60
- Listed On
- 2026-08-19
- Possession
- Flex
- Listed By
- COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE
Features
Interior
- In-Law Capability
- In-Law Suite
Property
- Greenbelt/Conservation
- Park
- Wooded/Treed
- River/Stream
- Public Transit
Pool
- None
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$2,546 per month
- Principal and interest
- $2,546
- Property tax
- $297
- Condo fees
- $0
- Estimated monthly cost
- $2,843
Your mortgage
- Mortgage amount
- $459,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $303,740
Cash to close
- Down payment
- $114,980
- Land transfer tax
- $7,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $122,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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