$799,900
Est. payment $3,542/moCalculate yours
5620 County Rd 46 Road, Havelock-Belmont-Methuen, ON K0L 1Z0
Havelock-Belmont-Methuen, Havelock-Belmont-Methuen, ON K0L 1Z0
- 4 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of LPT REALTY, BROKERAGE MLS® X13757508
About this home
Welcome to your own piece of Kawartha waterfront on beautiful West Twin Lake! Set on 135 feet of shoreline, this versatile property offers two cottages - plenty of space for family, friends and guests to enjoy lakeside living together while still having room for privacy. Year-round municipal road access means a retreat you can enjoy in every season.The main four-season cottage features 4 bedrooms and 2 bathrooms, including a 2-piece bath on the main level and a 3-piece with walk-in shower. The spacious kitchen offers plenty of workspace and flows into the dining area and generous living room, where two propane fireplaces create a warm, inviting setting. A bright sunroom overlooking the lake is the perfect spot to relax and take in the views, with direct access to the expansive lakeside deck - ideal for morning coffee, dining outdoors or entertaining family and friends. This is a space designed for making memories.Closer to the water, the separate three-season guest cabin is an ideal private retreat, with 1 bedroom, kitchenette, sitting area and 3-piece bathroom - comfortable accommodations that give everyone their own space.Outside, a gentle sandy walk-out shoreline leads to a sandy beach - perfect for wading, swimming and easy in-and-out for all ages. Generous dock space rounds out the waterfront for swimming, boating, fishing and soaking up the sun. Additional features include a drilled well, septic system, portable generator backup, single-car garage and ample parking. Bordered on one side by municipal land for added privacy and no immediate neighbour on that side.Whether you’re after a family cottage, a multi-generational getaway, a place to host friends or simply a peaceful seasonal escape, this West Twin Lake property offers the space, flexibility and setting to make cottage dreams a reality.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other
- Exterior
- Vinyl Siding, Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle, Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 135 x 118.92 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $4,028 (2025)
Location
- Neighbourhood
- Havelock-Belmont-Methuen
- Cross Street
- County Rd #46 & Fire Route #73
- Direction Faces
- West
Listing
- MLS® Number
- X13757508
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- FLEXIBLE
- Listed By
- LPT REALTY, BROKERAGE
Rooms
Features
Interior
- Water Heater Owned
Property
- Beach
- Lake/Pond
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Refrigerator, Stove, Microwave, Washer, Dryer, Refrigerator In Cabin, Microwave In Cabin, TV Mounts, Pizza Oven, All Appliances In "As Is" Condition (Refrigerator must be unplugged and plugged back in after power outage)
- Excluded
- Furniture, Decor Items, TV's And Personal Belongings, Caribou Mount Over Fireplace
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $336
- Condo fees
- $0
- Estimated monthly cost
- $3,877
Your mortgage
- Mortgage amount
- $639,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,615
Cash to close
- Down payment
- $159,980
- Land transfer tax
- $12,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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