$899,900
↓ $95,100 from $995,000
Est. payment $3,985/moCalculate yours
565 St David Street N, Centre Wellington, ON N1M 2K5
Fergus, Centre Wellington, ON N1M 2K5
- 3 Beds
- 2 Baths
- 2,500 Sq Ft
Listing courtesy of Keller Williams Inspire Realty MLS® X13872398
About this home
3 Bedroom 2 Bathroom Updated LIMESTONE HOME **PLUS** LEGAL CARRIAGE HOUSE Apartment with INCOME POTENTIAL and MASSIVE 1/4 Acres (165 ft deep x 72 ft wide) private yard! Live in the main house while you rent out the completely separate Carriage House ($2000/mo market rent) or use as an AirBB or for your in law/child with their own self contained, barrier free (no stairs - all main floor bungalow living!) The yard is like a fully fenced private park with mature trees, patios, two gazebos, fire pit and sitting areas with retractable awning outside the carriage house. PLUS a detached 10×10 heated, year round office/bunkie/gym with wifi, ideal for anyone who works from home but wants some separation from the main house. This historic home has been thoughtfully updated for modern family living while preserving the warmth and craftsmanship ready for the next buyer to just move in and enjoy with so much Character! This home is well set up for entertaining both inside and outside! Gourmet Chefs Kitchen with large island overlooking the formal dining area and sitting room PLUS large family room with fireplace. This home has been recently renovated from top to bottom, keeping within its original character and charm! Upstairs are three bedrooms and a beautifully renovated bathroom with vaulted ceilings, a statement chandelier over the soaker tub and separate walk-in shower. The separate self-contained 1-bedroom garden suite, complete with its own kitchen, living area, bathroom, laundry, private entrance and outdoor space is ideal for multigenerational living or extra income. Two-car carport, parking for up to eight vehicles and a location minutes from Downtown Fergus, schools, parks, restaurants and amenities. Only 15 minutes to Orangeville or Guelph and 45 min to the GTA. Check out the floor plans and cinematic video attached to the listing.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished, Partial Basement
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Board & Batten , Stone
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 72.12 x 165.27 Feet
- Parking
- None garage · 8 total
- Zoning
- R2
Financial
- Property Taxes
- $4,759 (2025)
Location
- Neighbourhood
- Fergus
- Cross Street
- Garafraxa St E
- Direction Faces
- South
Listing
- MLS® Number
- X13872398
- Days on Market
- 11
- Listed On
- 2026-10-07
- Listed By
- Keller Williams Inspire Realty
Rooms
Features
Interior
- Accessory Apartment
- Carpet Free
- Separate Heating Controls
- Sump Pump
- Water Heater Owned
- Water Softener
Property
- Fenced Yard
- Library
- Park
- Place Of Worship
- Rec./Commun.Centre
- School
Pool
- None
- Included
- 2 standard refrigerators with freezer compartment, 2 standard stoves, 2 range-hoods, 1 microwave, 2 laundry washers, 2 laundry dryers, existing window blinds/curtains, 3 tower air conditioners, 2 set-in window air conditioners, primary bedroom closet set, outdoor storage shed, outdoor fire-chimney/cooker.
- Excluded
- Tire racks in outdoor storage under the car port.
Mortgage calculator
Estimated mortgage payment
$3,985 per month
- Principal and interest
- $3,985
- Property tax
- $397
- Condo fees
- $0
- Estimated monthly cost
- $4,381
Your mortgage
- Mortgage amount
- $719,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $475,449
Cash to close
- Down payment
- $179,980
- Land transfer tax
- $14,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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