$479,900
Est. payment $2,125/moCalculate yours
581 Division Street, Kingston, ON K7K 4B7
22 - East of Sir John A. Blvd, Kingston, ON K7K 4B7
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X14080338
About this home
Pride of ownership is evident throughout this beautifully maintained all-brick bungalow offering approximately 1475 sqft. of living space in the heart of Kingston. Situated in a convenient central location, you’ll enjoy easy access to schools, parks, shopping, restaurants, and downtown. Designed for both everyday living and entertaining, the main floor features a bright, open layout with hardwood and ceramic flooring, updated windows, and a stylishly renovated kitchen that overlooks the spacious living area. The welcoming design creates a warm and functional space for family and friends to gather. The finished lower level expands the home’s living space with a generous recreation room and a separate multi-purpose area that was previously operated as a home salon. Whether you’re looking for a home business space, office, fitness room, guest accommodations, or the potential for an in-law suite, this level offers endless possibilities. Step outside and discover a private backyard designed for relaxation. The fully fenced yard is beautifully landscaped and includes a large deck, a steel gazebo for shaded outdoor enjoyment, a separate covered BBQ area, and a storage shed for all your outdoor essentials. A covered front porch adds welcoming curb appeal, while the paved driveway provides ample parking. Offering exceptional care, flexible living spaces, and an unbeatable central location, this move-in-ready home is an outstanding opportunity for families, retirees, or anyone seeking a property that is as practical as it is inviting.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 100 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,747 (2026)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- Division St. Fraser St.
- Direction Faces
- East
Listing
- MLS® Number
- X14080338
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- tbd
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Carpet Free
- In-Law Capability
- Storage
- Water Heater Owned
- Water Softener
Property
- Fenced Yard
- Hospital
- Park
- Place Of Worship
- School
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer, Microwave, Electric Light Fixtures, Window Coverings includingZebra Blinds.
- Excluded
- Refrigerator lower level.
Mortgage calculator
Estimated mortgage payment
$2,125 per month
- Principal and interest
- $2,125
- Property tax
- $229
- Condo fees
- $0
- Estimated monthly cost
- $2,354
Your mortgage
- Mortgage amount
- $383,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $253,548
Cash to close
- Down payment
- $95,980
- Land transfer tax
- $6,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $102,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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