$999,999
Est. payment $4,428/moCalculate yours
584 Pinery Trail, Waterloo, ON N2V 2Y3
Waterloo, ON N2V 2Y3
- 4 + 2 Beds
- 5 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® X13641110
About this home
Welcome to 584 Pinery Trail-an exceptional home in Waterloo’s sought-after Conservation Meadows, perfect for first-time buyers and those looking to upgrade into more space and flexibility. Backing onto serene greenspace and just minutes from Laurel Creek Reservoir and the University of Waterloo, this well-maintained legal duplex offers over 3,400 sq ft of living space-combining lifestyle and income potential. The main home features 4 spacious bedrooms, multiple living areas, and a functional layout ideal for growing families. Enjoy separate living & family rooms as well as formal dining room-perfect for entertaining, relaxing, or working from home-along with a modern upgraded kitchen featuring sleek cabinetry, stylish countertops, and a gas oven. Fresh paint throughout adds a clean, move-in-ready feel. For first-time buyers, the fully legal 2-bedroom walkout basement (2nd Dwelling) apartment provides an incredible advantage. Currently rented for $1,700/month, it includes a private entrance, separate laundry, and its own patio-helping offset mortgage costs while building equity. With 6 bedrooms and 5 bathrooms in total, this home offers flexibility for multi-generational living or future rental opportunities. Recent upgrades include a new furnace (2023), tankless water heater, and water softener, along with newly installed Zebra Blinds, interior and exterior pot lights, and smart security features for added comfort and peace of mind. Step outside to a large deck with a gas BBQ line overlooking peaceful greenery-perfect for relaxing or hosting. Close to top-rated schools, parks, shopping, and transit, this home offers both convenience and long-term value. A rare opportunity for buyers looking to enter the market or upgrade with income potential-don’t miss it!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Apartment, Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 39.99 x 101.71 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $7,508 (2025)
Location
- Cross Street
- Conservation to Rideau River
- Direction Faces
- South
Listing
- MLS® Number
- X13641110
- Days on Market
- 75
- Listed On
- 2026-08-04
- Possession
- Flexible
- Listed By
- HOMELIFE/MIRACLE REALTY LTD
Rooms
Features
Interior
- Carpet Free
Pool
- None
- Included
- 2 Fridges, 2 Stoves, Dishwasher, 2 Washers, 2 Dryers, Built in Microwave & Oven. All ELF's and Remote Blinds. Security cameras, BBQ, Interior & Exterior Pot lights.
- Rental items
- Water heater, Water Softener & Telus Security.
Mortgage calculator
Estimated mortgage payment
$4,428 per month
- Principal and interest
- $4,428
- Property tax
- $626
- Condo fees
- $0
- Estimated monthly cost
- $5,053
Your mortgage
- Mortgage amount
- $799,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $528,334
Cash to close
- Down payment
- $200,000
- Land transfer tax
- $16,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $216,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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