$498,000
Est. payment $2,205/moCalculate yours
6 Spencer Street, Prince Edward County, ON K0K 2T0
Picton Ward, Prince Edward County, ON K0K 2T0
- 3 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Chestnut Park Real Estate Limited MLS® X13827132
About this home
Welcome to 6 Spencer Street, perfect for first-time buyers, downsizers, or anyone seeking a home on a quiet street in a central Picton location. This bright & inviting three-level side split offers four bedrooms and two bathrooms with a functional and versatile layout, complimented by a large fully fenced yard providing ample space to relax, play, garden and entertain. The main level features a well-equipped kitchen with eat-in dining area, and a comfortable living room. Upstairs, you will find three bedrooms, each with a closet, and a 4-pc bathroom. The lower level adds valuable flexibility and additional living space with a family room, currently being used as a formal dining area, plus an additional bedroom, a two-piece bathroom and a laundry room. The spacious back deck offers a peaceful place to unwind and enjoy the surroundings. Closely located to Picton’s downtown, amenities, parks, and schools, this home combines practical living space, outdoor enjoyment and an affordable in-town lifestyle.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.48 x 116.56 Feet
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $2,699 (2025)
Location
- Neighbourhood
- Picton Ward
- Cross Street
- Picton Main Street and Spencer Street
- Direction Faces
- South
Listing
- MLS® Number
- X13827132
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- Flexible
- Listed By
- Chestnut Park Real Estate Limited
Rooms
Features
Interior
- Water Heater Owned
- Water Meter
Property
- Golf
- Hospital
- Library
- Marina
- School
- Place Of Worship
Pool
- None
- Included
- Fridge, Stove, Dishwasher, OTR Microwave, Dishwasher, Washer, Dryer, Curtains/blinds, Playset in backyard, BBQ
- Excluded
- Curtains in living room.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,205 per month
- Principal and interest
- $2,205
- Property tax
- $225
- Condo fees
- $0
- Estimated monthly cost
- $2,430
Your mortgage
- Mortgage amount
- $398,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,111
Cash to close
- Down payment
- $99,600
- Land transfer tax
- $6,435
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,035
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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