Gurvinder Nokwal REALTOR®
For Sale Detached 24 days on market

$498,000

Est. payment $2,205/moCalculate yours

6 Spencer Street, Prince Edward County, ON K0K 2T0

Picton Ward, Prince Edward County, ON K0K 2T0

  • 3 + 1 Beds
  • 2 Baths
  • 700 Sq Ft
Map

Listing courtesy of Chestnut Park Real Estate Limited MLS® X13827132

About this home

Welcome to 6 Spencer Street, perfect for first-time buyers, downsizers, or anyone seeking a home on a quiet street in a central Picton location. This bright & inviting three-level side split offers four bedrooms and two bathrooms with a functional and versatile layout, complimented by a large fully fenced yard providing ample space to relax, play, garden and entertain. The main level features a well-equipped kitchen with eat-in dining area, and a comfortable living room. Upstairs, you will find three bedrooms, each with a closet, and a 4-pc bathroom. The lower level adds valuable flexibility and additional living space with a family room, currently being used as a formal dining area, plus an additional bedroom, a two-piece bathroom and a laundry room. The spacious back deck offers a peaceful place to unwind and enjoy the surroundings. Closely located to Picton’s downtown, amenities, parks, and schools, this home combines practical living space, outdoor enjoyment and an affordable in-town lifestyle.

Property details

Overview

Property Type
Detached
Style
Sidesplit
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Finished

Building & Systems

Heating
Baseboard (Electric)
Cooling
Other
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50.48 x 116.56 Feet
Parking
None garage · 1 total

Financial

Property Taxes
$2,699 (2025)

Location

Neighbourhood
Picton Ward
Cross Street
Picton Main Street and Spencer Street
Direction Faces
South

Listing

MLS® Number
X13827132
Days on Market
24
Listed On
2026-09-24
Possession
Flexible
Listed By
Chestnut Park Real Estate Limited

Rooms

Room Level Dimensions
Bedroom 2 Upper 9′ 5″ × 12′ 6″
Bathroom Upper 7′ 3″ × 9′ 11″
Kitchen Main 8′ 5″ × 9′ 5″
Bathroom Lower 7′ 5″ × 6′ 6″
Living Room Main 14′ 3″ × 19′ 11″
Primary Bedroom Upper 13′ 3″ × 9′ 8″
Recreation Lower 10′ 8″ × 14′ 8″
Dining Room Main 8′ 5″ × 10′ 2″
Bedroom 4 Lower 10′ 9″ × 11′ 9″
Bedroom 3 Upper 11′ 1″ × 8′ 2″
Laundry Lower 7′ 7″ × 5′ 6″

Features

Interior

  • Water Heater Owned
  • Water Meter

Property

  • Golf
  • Hospital
  • Library
  • Marina
  • School
  • Place Of Worship

Pool

  • None
Included
Fridge, Stove, Dishwasher, OTR Microwave, Dishwasher, Washer, Dryer, Curtains/blinds, Playset in backyard, BBQ
Excluded
Curtains in living room.
Rental items
None

Mortgage calculator

Minimum for this price: $24,900 (5%)

Amortization, years

Estimated mortgage payment

$2,205 per month

Principal and interest
$2,205
Property tax
$225
Estimated monthly cost
$2,430

Your mortgage

Mortgage amount
$398,400
Mortgage insurance
Not needed
Interest over 25 years
$263,111

Cash to close

Down payment
$99,600
Land transfer tax
$6,435
Total, before legal fees
$106,035
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

6 Spencer Street, Prince Edward County, ON K0K 2T0 Picton Ward, Prince Edward County, ON K0K 2T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$498,000 6 Spencer Street, Prince Edward County, ON K0K 2T0
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