$839,000
Est. payment $3,715/moCalculate yours
609 Annapolis Avenue, Oshawa, ON L1J 2Y9
McLaughlin, Oshawa, ON L1J 2Y9
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of PROPERTY.CA INC. MLS® E13869412
About this home
Welcome to 609 Annapolis Avenue, a spacious three-level sidesplit situated on an impressive 86.7 x 140 ft lot in Oshawa’s established McLaughlin neighbourhood, near the Whitby border. This well-maintained three-bedroom home offers a functional, family-friendly layout with hardwood flooring, a bright living room with a large picture window and a separate dining area. The spacious living room features a vaulted ceiling, an oversized gas fireplace and a walkout to the backyard.The updated kitchen features newer appliances and a convenient pass-through overlooking the family room-perfect for entertaining and everyday family living. Upstairs, you’ll find three comfortable bedrooms and an updated four-piece main bathroom. The finished lower level provides valuable additional living space with a recreation room, second gas fireplace, three-piece bathroom and a separate walk-up entrance to the backyard. With these existing features, the lower level offers excellent potential to be converted into abasement apartment, in-law suite or private living space. A large storage area also provides direct access to the garage. Outside, enjoy a private, hedge-lined backyard complete with a deck, mature perennial gardens and a storage shed. The attached garage and long private driveway provide parking for up to six vehicles. Ideally located close to schools, parks, public transit, Oshawa Centre and Highway 401. Notable improvements include a new roof completed in 2026, an updated kitchen and full interior painting completed in 2024, an updated main bathroom in 2019, newer kitchen appliances and washer and dryer installed in 2020, plus a rewired garage. A wonderful opportunity to own an updated family home with income potential on a rarely offered oversized lot.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit 3
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 86.7 x 140 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $5,797 (2026)
Location
- Neighbourhood
- McLaughlin
- Cross Street
- Stevenson Rd N & Annapolis Ave
- Direction Faces
- South
Listing
- MLS® Number
- E13869412
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- TBD
- Listed By
- PROPERTY.CA INC.
Features
Interior
- Auto Garage Door Remote
- Storage Area Lockers
Pool
- None
- Excluded
- Excl: All art work / decorative objects on the walls, antique dragon wall hooks and carved deer wall shelf. All other wall shelves and hooks are included.
- Rental items
- Rentals: Reliance Home Comfort Furnace & Air Con Rental (includes Water Heater rental fee): $169.98 / Monthly (buyer can either assume contract or buy out equipment at a cost of TBC - Alternatively, Seller can cancel contract and buyers can install)
Mortgage calculator
Estimated mortgage payment
$3,715 per month
- Principal and interest
- $3,715
- Property tax
- $483
- Condo fees
- $0
- Estimated monthly cost
- $4,198
Your mortgage
- Mortgage amount
- $671,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $443,273
Cash to close
- Down payment
- $167,800
- Land transfer tax
- $13,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $181,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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