Gurvinder Nokwal REALTOR®
For Sale Detached 46 days on market

$799,900

Est. payment $3,542/moCalculate yours

610 St David Street S, Centre Wellington, ON N1M 2L9

Fergus, Centre Wellington, ON N1M 2L9

  • 4 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of M1 Real Estate Brokerage Ltd MLS® X13735072

About this home

A rare opportunity to own a spacious, well appointed and well-maintained family home with a completely separate, professionally constructed and stunning two level legal apartment - ideal for generating rental income or accommodating loved ones with plenty of room to grow. Ideally located in an excellent and established Fergus neighbourhood just steps from downtown, the Grand River, schools, sports fields, shopping and everyday amenities.The main home offers three spacious bedrooms, a large living room and separate dining area with a walkout to a newer poured-concrete patio, pretty pergola and an impressive, pool-sized backyard. The custom kitchen features beautiful cherry cabinetry, stainless steel appliances and plenty of counter and storage space. Under the newer carpeting, you’ll find gorgeous refinished hardwood flooring throughout the living room, dining room and all three bedrooms. A separate entrance at the back of the house leads to the legal and charming accessory apartment boasting an abundance of storage/flex space, a bright main floor bedroom and on the lower level, a lovely living and dining area featuring a beautiful stone mantel equipped with a modern and convenient electric fireplace. The kitchen offers plenty of cabinet and counter space, stainless steel appliances as well as easy access to a private laundry room. Need a mortgage helper now with room to grow in future? This home’s flexible design provides the ability to generate income whenever you need it or simply remove one small wall and easily convert it back to a single-family, four bedroom house. Brand new furnace, professionally painted throughout, new roof in 2021 and a freshly sealed driveway big enough to accommodate multiple vehicles along with your RV. Location, versatility and move in ready. This one has it all. Book your showing today.

Property details

Overview

Property Type
Detached
Style
Sidesplit
For
For Sale
Status
New
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
2
Basement
Separate Entrance, Apartment, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
70 x 137 Feet
Parking
Attached garage · 5 total

Financial

Property Taxes
$4,295 (2025)

Location

Neighbourhood
Fergus
Cross Street
Belsyde Avenue E X St David St S
Direction Faces
East

Listing

MLS® Number
X13735072
Days on Market
46
Listed On
2026-09-02
Possession
Flexible
Listed By
M1 Real Estate Brokerage Ltd

Features

Interior

  • Accessory Apartment
  • In-Law Suite
  • In-Law Capability
  • Water Softener

Pool

  • None
Included
All Appliances
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $54,990 (6.87%)

Amortization, years

Estimated mortgage payment

$3,542 per month

Principal and interest
$3,542
Property tax
$358
Estimated monthly cost
$3,900

Your mortgage

Mortgage amount
$639,920
Mortgage insurance
Not needed
Interest over 25 years
$422,615

Cash to close

Down payment
$159,980
Land transfer tax
$12,473
Total, before legal fees
$172,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

610 St David Street S, Centre Wellington, ON N1M 2L9 Fergus, Centre Wellington, ON N1M 2L9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$799,900 610 St David Street S, Centre Wellington, ON N1M 2L9
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