$799,900
Est. payment $3,542/moCalculate yours
610 St David Street S, Centre Wellington, ON N1M 2L9
Fergus, Centre Wellington, ON N1M 2L9
- 4 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of M1 Real Estate Brokerage Ltd MLS® X13735072
About this home
A rare opportunity to own a spacious, well appointed and well-maintained family home with a completely separate, professionally constructed and stunning two level legal apartment - ideal for generating rental income or accommodating loved ones with plenty of room to grow. Ideally located in an excellent and established Fergus neighbourhood just steps from downtown, the Grand River, schools, sports fields, shopping and everyday amenities.The main home offers three spacious bedrooms, a large living room and separate dining area with a walkout to a newer poured-concrete patio, pretty pergola and an impressive, pool-sized backyard. The custom kitchen features beautiful cherry cabinetry, stainless steel appliances and plenty of counter and storage space. Under the newer carpeting, you’ll find gorgeous refinished hardwood flooring throughout the living room, dining room and all three bedrooms. A separate entrance at the back of the house leads to the legal and charming accessory apartment boasting an abundance of storage/flex space, a bright main floor bedroom and on the lower level, a lovely living and dining area featuring a beautiful stone mantel equipped with a modern and convenient electric fireplace. The kitchen offers plenty of cabinet and counter space, stainless steel appliances as well as easy access to a private laundry room. Need a mortgage helper now with room to grow in future? This home’s flexible design provides the ability to generate income whenever you need it or simply remove one small wall and easily convert it back to a single-family, four bedroom house. Brand new furnace, professionally painted throughout, new roof in 2021 and a freshly sealed driveway big enough to accommodate multiple vehicles along with your RV. Location, versatility and move in ready. This one has it all. Book your showing today.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Separate Entrance, Apartment, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 70 x 137 Feet
- Parking
- Attached garage · 5 total
Financial
- Property Taxes
- $4,295 (2025)
Location
- Neighbourhood
- Fergus
- Cross Street
- Belsyde Avenue E X St David St S
- Direction Faces
- East
Listing
- MLS® Number
- X13735072
- Days on Market
- 46
- Listed On
- 2026-09-02
- Possession
- Flexible
- Listed By
- M1 Real Estate Brokerage Ltd
Features
Interior
- Accessory Apartment
- In-Law Suite
- In-Law Capability
- Water Softener
Pool
- None
- Included
- All Appliances
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $358
- Condo fees
- $0
- Estimated monthly cost
- $3,900
Your mortgage
- Mortgage amount
- $639,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,615
Cash to close
- Down payment
- $159,980
- Land transfer tax
- $12,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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