$749,900
Est. payment $3,320/moCalculate yours
628 Vine Street, St. Catharines, ON L2M 3V5
442 - Vine/Linwell, St. Catharines, ON L2M 3V5
- 3 Beds
- 2 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of BOLDT REALTY INC., BROKERAGE MLS® X13839672
About this home
Welcome to this beautifully maintained North-end St. Catharines side-split, ideally located just minutes from Lake Ontario, Sunset Beach, scenic trails, parks, shopping, and top-rated schools. This home offers the perfect balance of comfort, lifestyle, and convenience for families and downsizers alike. Lovingly cared for by the same family for nearly 40 years, pride of ownership is evident throughout. The bright open-concept main floor creates a warm and inviting space where everyday living and entertaining come together effortlessly. The living room features an electric fireplace with ambient lighting and flows seamlessly into the updated kitchen, complete with quartz countertops, stainless steel appliances, custom cabinetry, and a large island perfect for gathering with family and friends. Upstairs offers three spacious bedrooms and a beautifully updated spa-inspired bathroom with modern finishes. The finished lower level provides additional living space with a cozy recreation room centered around a wood-burning fireplace with granite surround, along with a stunning oversized custom shower, heated floors in the basement bathroom and hallway, ceiling speakers, and pot lights for added comfort. This home has also seen numerous important updates over the years including stucco exterior (2023), garage doors and openers (2023), furnace and A/C (2021), roof (2019), owned tankless water heater, and newer windows and doors. Step outside to enjoy a private fenced backyard featuring a covered porch, patio, decorative pond with lighting and heater, vegetable garden, and over 20 manicured shrubs. An interlocking circular driveway provides parking for up to five vehicles, while the heated two-car garage with summer kitchen offers incredible flexibility. A wonderful opportunity to own a thoughtfully updated home in one of St. Catharines’ most desirable north-end communities.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 132.93 x 46.59 Feet
- Parking
- Attached garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $4,402 (2025)
Location
- Neighbourhood
- 442 - Vine/Linwell
- Cross Street
- Vine Street/Lakeshore Road
- Direction Faces
- East
Listing
- MLS® Number
- X13839672
- Days on Market
- 20
- Listed On
- 2026-09-28
- Possession
- Flexable
- Listed By
- BOLDT REALTY INC., BROKERAGE
Rooms
Features
Interior
- Water Heater Owned
Property
- Park
- Public Transit
- School
Pool
- None
- Included
- Fridge, stove, dishwasher, microwave, washer, dryer, stove in the garage, garage door opener, rain water tank in the back yard, shed, and wood for the fireplace stored in the shed.
- Excluded
- Sellers personal belongings
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,320 per month
- Principal and interest
- $3,320
- Property tax
- $367
- Condo fees
- $0
- Estimated monthly cost
- $3,687
Your mortgage
- Mortgage amount
- $599,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $396,198
Cash to close
- Down payment
- $149,980
- Land transfer tax
- $11,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $161,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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