$889,000
Est. payment $3,936/moCalculate yours
631 Lake Street, Rideau Lakes, ON K0E 1G0
818 - Rideau Lakes (Bastard) Twp, Rideau Lakes, ON K0E 1G0
- 4 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX HOMETOWN REALTY INC MLS® X13875720
About this home
Welcome to 631 Lake St, a beautifully maintained 2.7-acre property offering the perfect blend of privacy, comfort and waterfront living. With approximately 170′ of natural waterfront and just a short paddle or boat ride to Upper Beverly Lake, this is an ideal setting for those looking to enjoy the best of Eastern Ontario’s lake lifestyle. The manicured and groomed grounds provide plenty of room to relax, garden and enjoy the outdoors. A spacious 12′ x 33′ covered front porch, and a lovely screened southwest-facing porch offer the perfect spots to unwind and take in the peaceful surroundings. Inside, the freshly painted and thoughtfully updated home offers convenient all-one-level living with hardwood and luxury vinyl flooring throughout: 3+1 bedrooms and 2 bathrooms, a cozy propane fireplace and newly installed heat pump (2023). Numerous recent improvements provide peace of mind, including new ductwork, upgraded attic insulation, water softener, washer, dishwasher, hydronic pump and relays for the in-floor heating system throughout. Excellent high-speed fibre internet makes working from home a breeze. The electrical panel has been upgraded to 200 amps with surge protection. The impressive new 900 sq ft insulated detached garage features over 10′ ceilings and a 100-amp panel, offering exceptional space for vehicles, toys, hobbies or a workshop. A 10′ x 20′ Amish shed with hydro and shelving provides additional storage. Enjoy the convenience of weekly garbage and recycling pickup and mail delivery. A recent water sample is available showing 0/0 results. A rare opportunity to enjoy acreage, natural waterfront and a beautifully updated turnkey home just minutes from Upper Beverly Lake - move in, unpack and start enjoying lake life.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Electric)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Slab
- Roof
- Asphalt Shingle, Other
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 183.2 x 700.77 Feet
- Parking
- Detached garage · 10 total
Financial
- Property Taxes
- $3,635 (2026)
Location
- Neighbourhood
- 818 - Rideau Lakes (Bastard) Twp
- Cross Street
- Lake st and county road 42
- Direction Faces
- West
Listing
- MLS® Number
- X13875720
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- TBA
- Listed By
- RE/MAX HOMETOWN REALTY INC
Rooms
Features
Interior
- Air Exchanger
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Softener
Property
- Lake Access
- Lake/Pond
- Waterfront
Pool
- None
- Included
- fridge, oven, hoodfan, dishwasher, washer (2023)/dryer, all fixed light fixtures & ceiling fans, all blinds (except blinds mentioned in exclusions), rain barrel, bench by water, HWT (Owned), water softener (Owned). Negotiable items: pelican kayak & paddle, riding mower with 42" deck, snowblower
- Excluded
- All personal items and furniture, all curtains & curtain rods, custom toilet seat (duckies), Stihl gas weedwacker, bbq, wooden cabinet in bathroom, shelving unit in laundry/ utility room, cedar planters on porch, blinds in office (+ bedroom), garden hoses & accessories.
Mortgage calculator
Estimated mortgage payment
$3,936 per month
- Principal and interest
- $3,936
- Property tax
- $303
- Condo fees
- $0
- Estimated monthly cost
- $4,239
Your mortgage
- Mortgage amount
- $711,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $469,690
Cash to close
- Down payment
- $177,800
- Land transfer tax
- $14,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $192,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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