Gurvinder Nokwal REALTOR®
For Sale Detached 80 days on market

$438,888

Est. payment $1,943/moCalculate yours

632 Union Street, Peterborough, ON K9H 3V5

Town Ward 3, Peterborough, ON K9H 3V5

  • 2 + 2 Beds
  • 3 Baths
  • 2 Garage
  • 1,500 Sq Ft
Map

Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® X13622860

About this home

Excellent opportunity for investors or multi generational living. This well maintained duplex offers two fully self contained 2bedroom units in Peterborough’s desirable North Central neighborhood steps to downtown amenities, transit, schools, Trent University, Fleming College, shopping, and parks. Unit A (Upper):2 bedrooms, 1 bathroom, kitchen, large foyer, and basement laundry. Unit B (Main):2bedrooms, 2 bathrooms, an oversized kitchen/living/dining/family area, plus in unit laundry. This turnkey duplex features a new roof (2025), private entrances, and separate hydro meters, making it an ideal fit for investors or multi generational families seeking rental support. Both units are occupied by cooperative, reliable tenants willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450/month. Outside, the property includes a detached double car garage. perfect for storage, a workshop, or additional rental income plus a large driveway accommodating 4+ vehicles. Located on a quiet, low traffic street beside a park, the home offers a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor. Whether you’re expanding your portfolio, securing a reliable income property, or seeking a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With major updates completed and income ready to go, this is a clean, low maintenance investment you won’t want to miss.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
2 + 2
Bathrooms
3
Kitchens
2
Basement
Crawl Space, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50.44 x 73.31 Feet
Parking
Detached garage · 6 total

Financial

Property Taxes
$3,874 (2025)

Location

Neighbourhood
Town Ward 3
Cross Street
Union / Edinburg St
Direction Faces
West

Listing

MLS® Number
X13622860
Days on Market
80
Listed On
2026-07-30
Possession
60 -90 days preferred.
Listed By
HOMELIFE/MIRACLE REALTY LTD

Rooms

Room Level Dimensions
Bedroom 2 Main 18′ 0″ × 14′ 0″
Dining Room Main 18′ 0″ × 12′ 0″
Bedroom Upper 11′ 0″ × 13′ 0″
Living Room Main 18′ 0″ × 12′ 0″
Bedroom Main 11′ 0″ × 14′ 0″
Bedroom 2 Upper 12′ 0″ × 12′ 0″
Kitchen Main 18′ 0″ × 12′ 0″
Kitchen Upper 9′ 0″ × 12′ 0″

Features

Interior

  • Separate Hydro Meter

Pool

  • None
Included
This duplex comes with 2 x Fridge, 2 x Stove, 2 x Washer and 2 x Dryer, all ELFs, and all window coverings.
Excluded
No Exclusion
Rental items
Water Heater Tank

Mortgage calculator

Minimum for this price: $21,944 (5%)

Amortization, years

Estimated mortgage payment

$1,943 per month

Principal and interest
$1,943
Property tax
$323
Estimated monthly cost
$2,266

Your mortgage

Mortgage amount
$351,110
Mortgage insurance
Not needed
Interest over 25 years
$231,880

Cash to close

Down payment
$87,778
Land transfer tax
$5,253
Total, before legal fees
$93,031
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

632 Union Street, Peterborough, ON K9H 3V5 Town Ward 3, Peterborough, ON K9H 3V5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$438,888 632 Union Street, Peterborough, ON K9H 3V5
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