$549,900
Est. payment $2,435/moCalculate yours
634 WA Whitestone Lake, Whitestone, ON P0A 1G0
Hagerman, Whitestone, ON P0A 1G0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX Parry Sound Muskoka Realty Ltd MLS® X13607814
About this home
Pratt Island Paradise - Escape to the beauty of Whitestone Lake with this private, fully insulated cottage offering 520′ of shoreline and 1.7 acres of natural waterfront surroundings. Warm pine interiors create a classic cottage atmosphere, while expansive south and south-west views showcase the lake from sunrise through spectacular evening sunsets. The covered 30′ x 8′ porch and waterfront deck provide the perfect setting for morning coffee or entertaining family and friends. Spend your afternoons relaxing in a hammock chair by the water, unwinding on the second dock, or watching the sun dip below the horizon. Two sandy beach areas make it easy to launch a kayak, canoe, or paddleboard, while also providing excellent swimming access for all ages. Deep water for jumping approx. 8′ off the main dock. Designed for comfortable cottage living, the property features three bedrooms, one bathroom, a full septic system, propane wood stove, and submersible water pump. The vinyl shed is a perfect place to store all your water toys, tools, and outdoor equipment. The septic system is a valuable feature not always found on water-access properties, adding both convenience and peace of mind. Located just five minutes from a private boat launch, the property includes a designated dock slip for easy access.Whitestone Lake is renowned for its excellent fishing and boating opportunities. Whether you’re looking for peaceful waterfront relaxation or an active lakeside lifestyle, this exceptionally private retreat offers the classic cottage experience in one of the area’s most sought-after locations. Local amenities include, DuckRock general store, restaurant, town dock and park, community centre, LCBO, marina and library. Be sure to check out the video!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 16-30
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Parking
- None garage
- Zoning
- WF1-LS
Financial
- Property Taxes
- $2,103 (2025)
Location
- Neighbourhood
- Hagerman
- Cross Street
- HWY 124 to Launch
- Direction Faces
- South
Listing
- MLS® Number
- X13607814
- Days on Market
- 83
- Listed On
- 2026-07-27
- Possession
- Flexible
- Listed By
- RE/MAX Parry Sound Muskoka Realty Ltd
Rooms
Features
Interior
- Water Heater Owned
Property
- Marina
- Library
- Rec./Commun.Centre
- Place Of Worship
Pool
- None
- Included
- All indoor and outdoor furnishings, fridge, BBQ, firepit on deck.
- Excluded
- See List in Documents
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $175
- Condo fees
- $0
- Estimated monthly cost
- $2,610
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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