$457,500
Est. payment $2,026/moCalculate yours
635 Victoria Street, Kingston, ON K7K 4S3
22 - East of Sir John A. Blvd, Kingston, ON K7K 4S3
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13730788
About this home
Welcome to 635 Victoria Street, a well kept 2 storey home offering a convenient central location close to everyday amenities, transit, parks, and shopping. Currently rented month to month at $2,600/month utilities included, this property provides flexibility for both investors and future owner occupiers. Inside, the home features 4 bedrooms and 2 full bathrooms, offering comfortable space for families, students, or shared living arrangements. The layout is functional and bright, with good flow between living areas and bedrooms. Recent updates include a new gas hot water tank (2025) and a new sump pump (2026), adding peace of mind for the next owner. Utilities average approximately $400/month, making the home efficient and predictable to maintain. The property also offers parking for up to 3 vehicles, a valuable feature in this neighbourhood. Set in a convenient, amenity rich neighbourhood with easy access to shopping, parks, and daily essentials, this home delivers comfort, practicality, and strong future potential.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Water (Other)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 132 Feet
- Parking
- None garage · 4 total
- Zoning
- UR5
Financial
- Property Taxes
- $3,943 (2026)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- Victoria Street & Princes Street
- Direction Faces
- West
Listing
- MLS® Number
- X13730788
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Features
Interior
- Carpet Free
- Other
- Water Heater Owned
Property
- Level
- Hospital
- Park
- Public Transit
- School
- School Bus Route
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer, Dishwasher, All Smoke Detectors, All Carbon Monoxide Detectors, All Window Coverings, All Light Fixtures and Hardware, All Bathroom Mirrors, All Furniture (sold in "as is" "where is" condition)
- Excluded
- All Tenants Belongings
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$2,026 per month
- Principal and interest
- $2,026
- Property tax
- $329
- Condo fees
- $0
- Estimated monthly cost
- $2,354
Your mortgage
- Mortgage amount
- $366,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $241,713
Cash to close
- Down payment
- $91,500
- Land transfer tax
- $5,625
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $97,125
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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