Gurvinder Nokwal REALTOR®
For Sale Detached 96 days on market

$499,000 ↓ $29,000 from $528,000

Est. payment $2,209/moCalculate yours

640 Ramsay Concession 4a Concession, Mississippi Mills, ON K7C 3P1

912 - Mississippi Mills (Ramsay) Twp, Mississippi Mills, ON K7C 3P1

  • 3 Beds
  • 1 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of REMAX BOARDWALK REALTY MLS® X13561182

About this home

Welcome to 640 Ramsay Concession 4A-an inviting 3-bedroom, 1-bathroom bungalow that captures the essence of easy country living, just minutes from all the amenities of Carleton Place. Perfect for first-time buyers, downsizers, or anyone craving a quieter pace, this property offers a rare blend of comfort, privacy, and everyday convenience.Set against open farmland with no rear neighbours, the setting here is what truly stands out-wide, uninterrupted views and a sense of space that’s hard to come by. Morning coffee hits different when it comes with a backdrop like this, and evenings feel that much more relaxed.Outside, the property is built with both practicality and lifestyle in mind. A newer detached garage provides excellent space for vehicles, tools, or hobbies, while the durable metal roof adds long-term peace of mind with minimal upkeep.Inside, the home is bright and welcoming, with large windows drawing in natural light throughout the day. The layout is functional and cozy, anchored by a charming country kitchen with plenty of cabinet space. A wood fireplace adds warmth and character, while a recently installed heat pump (within the last three years) ensures efficient comfort year-round.Thoughtful updates-including a new hot water tank in 2024-make this home move-in ready, and all essential appliances are included for added convenience.If you’ve been searching for a place that offers privacy, views, and that true “out of town” feel-without sacrificing proximity to shops, restaurants, and schools-this one delivers in all the right ways.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Heat Pump (Electric)
Cooling
Wall Unit(s)
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Parking
Detached garage · 9 total

Financial

Property Taxes
$1,963 (2025)

Location

Neighbourhood
912 - Mississippi Mills (Ramsay) Twp
Cross Street
hwy 7 & ramsay conc 4A
Direction Faces
North

Listing

MLS® Number
X13561182
Days on Market
96
Listed On
2026-07-14
Possession
TBD
Listed By
REMAX BOARDWALK REALTY

Rooms

Room Level Dimensions
Primary Bedroom Main 13′ 11″ × 12′ 10″
Dining Room Main 11′ 1″ × 9′ 8″
Kitchen Main 13′ 10″ × 13′ 9″
Bathroom Main 10′ 6″ × 7′ 7″
Bedroom Main 13′ 1″ × 10′ 4″
Living Room Main 18′ 4″ × 14′ 9″
Bedroom Main 13′ 8″ × 11′ 11″

Features

Interior

  • Primary Bedroom - Main Floor

Pool

  • None
Included
Hot Water Tank, Existing Window Coverings, Play Structure, Storage Shed, Wood Stove, Dishwasher, Dryer, Refrigerator, Stove, Washer

Mortgage calculator

Minimum for this price: $24,950 (5%)

Amortization, years

Estimated mortgage payment

$2,209 per month

Principal and interest
$2,209
Property tax
$164
Estimated monthly cost
$2,373

Your mortgage

Mortgage amount
$399,200
Mortgage insurance
Not needed
Interest over 25 years
$263,639

Cash to close

Down payment
$99,800
Land transfer tax
$6,455
Total, before legal fees
$106,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

640 Ramsay Concession 4a Concession, Mississippi Mills, ON K7C 3P1 912 - Mississippi Mills (Ramsay) Twp, Mississippi Mills, ON K7C 3P1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,000 640 Ramsay Concession 4a Concession, Mississippi Mills, ON K7C 3P1
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