$629,777
↓ $20,000 from $649,777
Est. payment $2,867/moCalculate yours
641 Bay Street, Midland, ON L4R 1L8
Midland, Midland, ON L4R 1L8
- 3 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX Georgian Bay Realty Ltd MLS® S13088554
About this home
Welcome to your perfect family home, ideally situated in the heart of Midland. Just a short walk to shops, schools, trails, and the shores of beautiful Georgian Bay, this charming 3+ bedroom century home offers the perfect blend of character and modern updates. Step inside and enjoy the warmth of hardwood floors, freshly painted, a spacious kitchen with island, and separate family, living, and dining areas ideal for both everyday living and gathering with loved ones. With two full bathrooms, gas heat, and central air, comfort comes standard. Outside, the large deck with a covered roof sets the stage for relaxed summer barbecues and quiet evenings. The oversized detached garage offers great storage or workspace, and the generous 50′ x 150′ in-town lot gives you room to grow. Lovingly maintained and thoughtfully updated from top to bottom - ask for the full list of upgrades. Don’t miss this one! What are you waiting for.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Wood
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.04 x 150.28 Feet
- Parking
- Detached garage · 6 total
- Zoning
- R3
Financial
- Property Taxes
- $3,549 (2025)
Location
- Neighbourhood
- Midland
- Cross Street
- Bay - Fourth
- Direction Faces
- South
Listing
- MLS® Number
- S13088554
- Days on Market
- 165
- Listed On
- 2026-05-06
- Possession
- Flexible
- Listed By
- RE/MAX Georgian Bay Realty Ltd
Rooms
Features
Interior
- Water Heater
Property
- Golf
- Hospital
- Library
- Marina
- Park
- Rec./Commun.Centre
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, some window coverings.
- Excluded
- All tenant belongings
- Rental items
- Hot water tank.
Mortgage calculator
Estimated mortgage payment
$2,867 per month
- Principal and interest
- $2,867
- Property tax
- $296
- Condo fees
- $0
- Estimated monthly cost
- $3,162
Your mortgage
- Mortgage amount
- $517,929
- Mortgage insurance (2.8%)
- $14,107
- Interest over 25 years
- $342,050
Cash to close
- Down payment
- $125,955
- Land transfer tax
- $9,071
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $1,129
- Total, before legal fees
- $136,154
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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